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Research & Insights

Publications Archive

What Determines the Rate on a 30-Year Mortgage?

December 11, 2024

Moving to the Country: Unpacking the Persistent Increase in Rural Housing Demand Since the Pandemic

November 8, 2024

Commercial to Residential Conversions: A Review of Current Research

August 15, 2024

Exploring Data and Research on Homeownership Disparities and Disparate Treatment for Applicants or Borrowers Identifying as LGBTQ+

July 31, 2024

Mortgages are still confusing… and it matters – How borrower attributes and mortgage shopping behavior impact costs

December 22, 2022

Baby Boomers Accelerate Their Advance into Free-and-Clear Homeownership

October 5, 2017

Fannie Mae Working Paper: Foreclosure Timelines and House Prices

July 31, 2017

Partner Research: Simulation of Young-Adult Homeownership Change through 2035: Effects of Growing Diversity and Rising Educational Attainment

June 20, 2017

Fannie Mae Working Paper: How Much Do U.S. Households Know About Qualifying for a Mortgage?

May 31, 2017

Fannie Mae Working Paper: Credit Risk of Low Income Mortgages

May 17, 2017

Housing Insights: Starting to Launch: Millennials Are Leaving Mom and Dad's Basement

April 27, 2017

Partner Research: The Shifting Determinants of Young-Adult Homeownership Before and After the Great Recession

March 30, 2017

Partner Research: Seniors' Access to Home Equity: Identifying Existing Mechanisms and Impediments to Broader Adoption

February 28, 2017

Sponsored Research: Starting to Understand the Potential Role of Home Equity in Enhancing Retirement Security

November 1, 2016

Working Paper: Opportunities to Improve the Value of Appraisals

October 27, 2016

Working Paper: Rural Mortgage Lending Over the Last Decade

October 27, 2016

Housing Insights: Many Starter Homes Have Shifted from Owner-Occupancy to Rentals

October 18, 2016

Sponsored Research: Education and the Intergenerational Transmission of Homeownership

September 14, 2016

Housing Insights: Millennials Have Begun to Play Homeownership Catch-Up

August 10, 2016

Housing Insights: Don't Be Distracted by the Recent Swings in Household Formation Estimates

June 16, 2016

Working Paper: Housing Market Effects of Appraising Below Contract

June 7, 2016

Housing Insights: American Housing Survey Data Shows Changes in Multifamily Supply Unfavorable to Lower-Income Renters

February 11, 2016

Sponsored Research: Parental Financial Assistance and Young-Adult Homeownership

April 26, 2016

Housing Insights: Mortgage Lending and Non-Borrower Household Income

February 2, 2016

Housing Insights: Could the Long Decline in Young-Adult Homeownership Be Nearing an End?

December 16, 2015

Housing Insights: Struggling Creditworthy Repeat Home Buyers: Mid-Tier FICO Analysis

December 3, 2015

Working Paper: Housing Affordability Update

November 12, 2015

Housing Insights: House Price Declines May Be In Store for Some Oil-Producing States: A Repeat of the 1980s?

August 28, 2015

Housing Insights: Baby Boomers Are Not Leaving Their Single-Family Homes for Apartments

August 20, 2015

Housing Insights: Rent or Own, Young Adults Still Prefer Single-Family Homes

July 1, 2015

Housing Insights: The Return of Private Capital

October 4, 2014

Housing Insights: Young-Adult Housing Demand Continues to Slide, But Young Homeowners Experience Vastly Improved Affordability

September 30, 2014

Housing Insights: Homeownership Rate Gap Between Immigrants and the Native-Born Population Narrowed Faster During the Last Decade

August 25, 2014

Housing Insights: Upper-Income, Educated, Married with Children, and Still Not Buying: Declining Homeownership among “Prime” First-Time Home Buying Candidates

August 18, 2014

Housing Insights: Are Aging Baby Boomers Abandoning the Single-Family Nest?

June 12, 2014

Housing Insights: Second Homes: Recovery Post Financial Crisis

April 7, 2014

Sponsored Research: Harvard University's Joint Center for Housing Studies (JCHS) Conducts Own-Rent Decision Research Using Fannie Mae National Housing Survey Data

May 2014

Housing Insights: Geographically Constrained Job Growth Provides Another Indication of a Sluggish Labor Market Recovery

January 9, 2014

Housing Insights: An Uneven Recovery in Household Wealth

December 9, 2013

Housing Insights: Deconsolidation in the Primary Mortgage Market: A Temporary or Structural Trend?

December 5, 2013

Housing Insights: Homeownership Rate Continues to Drop, But Housing Affordability Improves Substantially

October 3, 2013

Housing Insights: Is the Development and Design of Multifamily Rental Housing In Line with Recent Trends?

September 16, 2013

Housing Insights: Projected Slowdown in Labor Force Growth Suggests Weaker Future Housing Activity

August 15, 2013

Housing Insights: Immigrant Homeowners Hit Hard During the Housing Collapse, but Experience Varies by Country of Birth

July 24, 2013

Housing Insights: Manufactured Homes: A Shrinking Source of Low-Cost Housing

June 27, 2013

Housing Insights: When the Housing Market Returns to "Normal," How Much Will Residential Construction Employment Rebound?

May 6, 2013

Housing Insights: Rental Resurgence Marked by Single-Family Expansion and Diverging Affordability Trends for Owners and Renters

November 15, 2012

Housing Insights: Stuck in the Great Recession's Income Slump: Sluggish Job Earnings Impede an Economic Expansion

September 12, 2012

Sponsored Research: Fannie Mae's Economic & Strategic Reseach Group collaborates on research paper with Harvard University's Joint Center for Housing Studies

August 13, 2012

Housing Insights: Housing the Nation’s Burgeoning Older Elderly Population

June 15, 2012

Housing Insights: Housing Cost Burdens

May 7, 2012

Housing Insights: Single-Family Rental Housing – The Fastest Growing Component of the Rental Market

March 16, 2012

Housing Insights: Inaugural Fannie Mae Data Note Examines Falling Homeownership Rates

October 10, 2011