In our Special Topics series, we look closely at data collected through our National Housing Survey®, Mortgage Lender Sentiment Survey®, and customized research to explore specific trends, challenges, and opportunities facing consumers and mortgage lenders in today's housing market.
Consumers' Homeownership Aspirations Remain High Despite Higher Home Prices and Interest Rates
June 6, 2023
Understandably, how people define "living the good life" varies widely from household to household. Many prioritize financial security. Others point to health, location, work-life balance, or meaningful personal relationships.
Homeowners Increasingly Worried About Ability to Save Money and Make Housing Payments
February 9, 2023
Over the course of 2022, from April to September, Fannie Mae's National Housing Survey® examined some of the challenges that consumers are facing amid high levels of inflation, including the ability to save money, concerns over being able to pay for necessities, and the topic household debt.
One-Third of Recent Homebuyers Still Don't 'Shop Around' for Mortgages
November 18, 2022
For potential homebuyers, obtaining multiple mortgage quotes may not be as exciting as searching for the physical home itself, but research has shown that “shopping around” with different lenders for the best possible mortgage terms can result in significant savings.
Lenders Discuss Loan Costs and Efficacy of Recent Tech Investments
October 28, 2022
The mortgage lending industry is in a state of transition as it adjusts to the rapidly risen interest rate environment, inflationary pressure, and a general slowdown of domestic and global economic growth.
Lenders Cite Cost-Cutting as Top 2022 Business Priority
July 27, 2022
Mortgage lenders' business priorities shifted significantly this past quarter compared to prior years, according to Fannie Mae's Mortgage Lender Sentiment Survey® (MLSS), with cost-cutting now the most frequently cited business priority.
Expect the Unexpected: Green Upgrades and Home Repair Costs
July 19, 2022
Late last year, we leveraged our National Housing Survey® to ask homeowners about their interest in "green" home improvements, as well as the financial costs associated with making home repairs generally.