Special Topics

In our Special Topics series, we look closely at data collected through our National Housing Survey^®, Mortgage Lender Sentiment Survey^®, and customized research to explore specific trends, challenges, and opportunities facing consumers and mortgage lenders in today's housing market.

Opportunities Exist to Offer Digital Verification Tools to More Homebuyers
August 8, 2024​
Earlier this year, we surveyed recent homebuyers – those who purchased a home with a mortgage acquired by Fannie Mae between January 2023 and November 2023 – to better understand adoption rates and overall experiences with digital technology.
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Consumer Mortgage Understanding Study
July 15, 2024​
In 2015, 2018, and again in 2023, Fannie Mae conducted a consumer survey that uncovered opportunities to close knowledge gaps around mortgage qualifications and underscored the need to continue to improve the mortgage process. While consumer knowledge of what it takes to qualify for a mortgage is mixed, Fannie Mae and the industry can help close the knowledge gap by making the mortgage process more intuitive and leverage underwriting innovations to make the dream of homeownership a reality.
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Mortgage Lenders Cite Talent Management and Cost-Cutting as Top Priorities
July 9, 2024​
Mortgage lenders cited "talent management and leadership" and "cost-cutting" as their two most important business priorities of 2024, according to our latest Mortgage Lender Sentiment Survey® (MLSS).
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Mortgage Lenders View TSPs as Indispensable (but Expensive) Partners
April 18, 2024​
Fannie Mae's Economic and Strategic Research Group surveyed nearly 200 senior mortgage executives to better understand how they feel about the TSP marketplace, as well as their experiences with the various services offered.
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Consumers Worried about Impact of Extreme Weather on Homes and Insurance Premiums
April 3, 2024​
Research conducted by Fannie Mae's Economic & Strategic Research Group indicates that nearly half of consumers are concerned about the impact of weather-related events on their homes.
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Older Homeowners are Financially Confident Aging in Place
February 29, 2024​
Given the size of the aged 60-plus homeowner segment, we thought it was important to better understand their financial plans to determine how that might impact future housing market dynamics.
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Lenders Identify Risks and Opportunities for Condo Lending
February 21, 2024​
Last November, Fannie Mae's Economic & Strategic Research Group (ESR) surveyed senior mortgage executives via its Mortgage Lender Sentiment Survey® to gather input on existing condo project review requirements, and to help identify opportunities to streamline processes to better manage condo project risks.
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'Lock-in Effect' Not the Only Reason for Housing Supply Woes
October 30, 2023​
Fannie Mae National Housing Survey® findings indicate that there is more to the decline in existing homes for sale than just the lock-in effect.
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