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Preserving Affordable Housing CTA

AHAR and AMR

Building a better future for housing

Fannie Mae was founded in 1938 with the public purpose of encouraging homeownership. Over the years, we have continuously sought to expand housing opportunities, especially for underserved populations. In 2022, low- and moderate-income families faced extraordinary challenges in the housing market, including a rapid increase in interest rates and a continuing shortage of affordable homes. Despite these challenges, Fannie Mae continued to provide liquidity to help maintain affordability in the overall housing market while developing solutions to help build a more equitable and sustainable housing experience for renters, homebuyers, and homeowners nationwide.

Read the AHAR  Read the AMR 

As required by Fannie Mae’s Charter Act and implementing regulations, the company submits its Annual Housing Activities Report (“AHAR”) and Annual Mortgage Report (“AMR”).

The AHAR and AMR reflect housing activities undertaken by Fannie Mae and the company’s performance against our housing goals established by the Federal Housing Finance Agency (“FHFA”).

The AHAR and AMR include data tables that provide information about each goal and our performance under each goal and subgoal. Included in the tables are dollar volumes, number of mortgages and number of units related to owner occupied and rental properties financed by Fannie Mae’s mortgage purchases.

See previous reports

2022 by the Numbers

 Affordability  Stability  Liquidity

542,740

First-time homebuyers helped to purchase a home

278,799

Very low- and low-income homebuyers helped

419,361

Rental units affordable to very low- and low-income families

~3,400

Homebuyers were approved-eligible when they may not have been without including positive rent payment history

2.6M

Households helped to buy, refinance, or rent a home

16.6M

Diverse renters, homebuyers and homeowners engaged on key homebuying barriers and financial resiliency topics

Over 178,000

First-time homebuyers completed our HomeView® course and earned their certificate of completion

Over 16,000

Calls for support to Disaster Response Network™ and Mortgage Help Network

Over 11,000

Counseling sessions completed to help people stay in their homes after disaster or hardship

$684B

Provided in liquidity to the single-family and multifamily mortgage markets

Over 2M

Single-family purchase and refinance loans acquired

598,000

Multifamily units financed

$10.5B

In Multifamily and Single-Family Green MBS issued

$11.8B

In Multifamily Social MBS issued