AHAR and AMR
Building a better future for housing
Fannie Mae was founded in 1938 with the public purpose of encouraging homeownership. Over the years, we have continuously sought to expand housing opportunities, especially for underserved populations. In 2022, low- and moderate-income families faced extraordinary challenges in the housing market, including a rapid increase in interest rates and a continuing shortage of affordable homes. Despite these challenges, Fannie Mae continued to provide liquidity to help maintain affordability in the overall housing market while developing solutions to help build a more equitable and sustainable housing experience for renters, homebuyers, and homeowners nationwide.
As required by Fannie Mae’s Charter Act and implementing regulations, the company submits its Annual Housing Activities Report (“AHAR”) and Annual Mortgage Report (“AMR”).
The AHAR and AMR reflect housing activities undertaken by Fannie Mae and the company’s performance against our housing goals established by the Federal Housing Finance Agency (“FHFA”).
The AHAR and AMR include data tables that provide information about each goal and our performance under each goal and subgoal. Included in the tables are dollar volumes, number of mortgages and number of units related to owner occupied and rental properties financed by Fannie Mae’s mortgage purchases.
2022 by the Numbers
Affordability Stability Liquidity
First-time homebuyers helped to purchase a home
Very low- and low-income homebuyers helped
Rental units affordable to very low- and low-income families
Homebuyers were approved-eligible when they may not have been without including positive rent payment history
Households helped to buy, refinance, or rent a home
Diverse renters, homebuyers and homeowners engaged on key homebuying barriers and financial resiliency topics
First-time homebuyers completed our HomeView® course and earned their certificate of completion
Calls for support to Disaster Response Network™ and Mortgage Help Network
Counseling sessions completed to help people stay in their homes after disaster or hardship
Provided in liquidity to the single-family and multifamily mortgage markets
Single-family purchase and refinance loans acquired
Multifamily units financed
In Multifamily and Single-Family Green MBS issued
In Multifamily Social MBS issued