AHAR and AMR
Powering America’s housing
For almost 90 years, Fannie Mae has provided a reliable source of affordable mortgage financing to support homeowners, homebuyers, and renters across the country. We work to safely and soundly channel global capital into the U.S. housing finance system, ensuring lenders have reliable funding so qualified borrowers can buy or refinance a home, and renters have access to affordable rental options. The Annual Housing Activities Report (AHAR) and Annual Mortgage Report contain extensive data on our company’s efforts to serve low- and moderate-income families through our Single-Family and Multifamily loan purchase programs. The AHAR also describes Fannie Mae’s work to expand and preserve affordable housing, reduce up-front mortgage costs, and modernize the mortgage process.
As required by Fannie Mae’s Charter Act and implementing regulations, the company submits its Annual Housing Activities Report (AHAR) and Annual Mortgage Report (AMR).
The AHAR and AMR reflect housing activities undertaken by Fannie Mae and the company’s performance against our housing goals established by the Federal Housing Finance Agency (FHFA).
The AHAR and AMR include data tables that provide information about each goal and our performance under each goal and subgoal. Included in the tables are dollar volumes, number of mortgages, and number of units related to owner occupied and rental properties financed by Fannie Mae’s mortgage purchases.
2025 by the numbers
~364,000
first-time homebuyers helped to purchase a home, representing more than half of our single-family purchase mortgage acquisitions
~194,000
very low- and low-income homebuyers helped to purchase a home
~351,000
rental units affordable to very low- and low-income families financed
~1.5 million
households helped to buy, refinance, or rent a home
~306,000
first-time prospective homebuyers completed a HomeView® course and earned certificate of completion
~23,260+
housing counseling engagements to support those who were impacted by a disaster or hardship
Previous reports
2024 Annual Housing Activities Report and 2024 Annual Mortgage Report (PDF)
2023 Annual Housing Activities Report and 2023 Annual Mortgage Report (PDF)
2022 Annual Housing Activities Report and 2022 Annual Mortgage Report (PDF)
2021 Annual Housing Activities Report and Annual Mortgage Report (PDF)
2020 Annual Housing Activities Report and Annual Mortgage Report (PDF)
2019 Annual Housing Activities Report and Annual Mortgage Report (PDF)
2018 Annual Housing Activities Report and Annual Mortgage Report (PDF)
2017 Annual Housing Activities Report and Annual Mortgage Report (PDF)
2016 Annual Housing Activities Report and Annual Mortgage Report (PDF)
2015 Annual Housing Activities Report and Annual Mortgage Report (PDF)
2014 Annual Housing Activities Report and Annual Mortgage Report (PDF)
2013 Annual Housing Activities Report and Annual Mortgage Report (PDF)
2012 Annual Housing Activities Report and Annual Mortgage Report (PDF)
