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Building a better future for housing

Fannie Mae was founded in 1938 with the public purpose of encouraging homeownership. Over the years, we have continuously sought to expand housing opportunities, especially for underserved populations. In 2023, low- and moderate-income families faced challenges in the housing market, including an ongoing high interest rate environment, elevated housing prices, and a continuing shortage of affordable homes for purchase or rent. Despite these challenges, Fannie Mae continued to provide liquidity to help maintain affordability in the overall housing market while supporting responsible lending. We also focused on research and developing solutions to help build a more equitable and sustainable housing experience for renters, homebuyers, and homeowners nationwide.

Read the AHAR  Read the AMR 

As required by Fannie Mae’s Charter Act and implementing regulations, the company submits its Annual Housing Activities Report (“AHAR”) and Annual Mortgage Report (“AMR”).

The AHAR and AMR reflect housing activities undertaken by Fannie Mae and the company’s performance against our housing goals established by the Federal Housing Finance Agency (“FHFA”).

The AHAR and AMR include data tables that provide information about each goal and our performance under each goal and subgoal. Included in the tables are dollar volumes, number of mortgages and number of units related to owner occupied and rental properties financed by Fannie Mae’s mortgage purchases.

See previous reports

2023 by the Numbers

 Affordability  Stability  Liquidity