Building a better future for housing

For almost 90 years, Fannie Mae has provided a reliable source of affordable mortgage financing to support homeowners, homebuyers, and renters across the country. We play an essential role in the U.S. economy, especially during tough economic times, by helping to ensure a stable source of funding to offer home mortgages, in all markets and in all business cycles. This report is largely dedicated to describing the residential needs of low- and moderate-income families. In 2024, low- and moderate-income families faced challenges in the housing market, including a high-interest rate environment, elevated housing prices, and an ongoing shortage of affordable homes for purchase or rent. Despite these challenges, Fannie Mae has been able to provide a reliable source of liquidity to the housing market, help improve housing affordability, and support homeowner and renter stability at every stage of the housing journey.

Read the AHAR  Read the AMR