Fannie Mae Working Papers
March 9, 2022
Fannie Mae’s latest working paper focuses on the different components of housing costs to show the contribution of each expense to overall housing costs, specifically focusing on a breakdown of mortgage costs.
January 20, 2022
Fannie Mae's latest research evaluates appraisal values of homes owned by Black and white borrowers refinancing their homes.
December 2, 2021
Fannie Mae's latest research on affordable housing solutions shows that closing costs are a meaningful obstacle to sustainable homeownership for first-time and low-income first-time homebuyers, including Black and Hispanic borrowers.
March 30, 2021
This Fannie Mae working paper investigates whether mortgage lenders change their loan origination, approval, and securitization practices in areas affected by major hurricanes.
July 31, 2017
A new Fannie Mae Housing Working Paper studies the effect of lengthening foreclosure timelines on local market home prices.
May 31, 2017
A recent Fannie Mae Housing Working Paper reports on the level of consumer knowledge about qualifying for a home purchase mortgage loan.
May 17, 2017
A new Fannie Mae Housing Working Paper studies the relationship between underwriting standards, housing market environment, and default risk for low and moderate income homebuyers.
October 28, 2016
In two papers from Fannie Mae, we consider the issues of appraisal integrity and borrower protection.
October 27, 2016
Data provides insights into the rural single-family conventional mortgage market, including the key differences between urban and rural borrower attributes, property attributes, and loan characteristics.