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Equitable Housing Finance Plan

The Equitable Housing Finance Plan outlines a range of specific actions Fannie Mae will take over the next three years to knock down barriers faced by Black homeowners and renters throughout their housing journey.

The Plan includes efforts to enhance homebuyer education, pilot programs to improve credit scores and to explore security deposit alternatives as well as the creation of Special Purpose Credit Programs (SPCPs) to serve specific areas of need and opportunity, such as down payment assistance.

Our Plan is just one piece of a much larger and evolving strategy for Fannie Mae to address inequalities in the housing finance system and extend the wealth-building benefits of homeownership.

We can knock down barriers standing in the way of greater equity in housing. Under the auspices of this plan, Fannie Mae is prepared to do more. And we will.