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Mortgage Lender Sentiment Survey

Our Mortgage Lender Sentiment Survey® (MLSS) complements our consumer-facing National Housing Survey® (NHS) with key insights from industry professionals. This online survey polls senior executives of Fannie Mae's lending customers to gather their views and experience with the mortgage market. The survey is conducted a few times a year, with each study focusing on one key topic to best highlight the specific opportunities and challenges facing the mortgage industry. With these findings, mortgage and housing professionals can better understand industry trends and assess their own business practices.

Economic Pessimism Has Lenders Once Again Citing Cost-Cutting as Top Business Priority
July 20, 2023​
Mortgage lenders cited "cost-cutting" as their most important business priority for the second year in a row, according to Fannie Mae's Mortgage Lender Sentiment Survey® (MLSS).
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Lenders Discuss Loan Costs and Efficacy of Recent Tech Investments
October 28, 2022​
The mortgage lending industry is in a state of transition as it adjusts to the rapidly risen interest rate environment, inflationary pressure, and a general slowdown of domestic and global economic growth.
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Lenders Cite Cost-Cutting as Top 2022 Business Priority
July 27, 2022​
Mortgage lenders' business priorities shifted significantly this past quarter compared to prior years, according to Fannie Mae's Mortgage Lender Sentiment Survey® (MLSS), with cost-cutting now the most frequently cited business priority.
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For additional research related to the MLSS and NHS, please visit our Special Topics Archive.

Opinions, analyses, estimates, forecasts, and other views of Fannie Mae's Economic & Strategic Research (ESR) Group or survey respondents included in these materials should not be construed as indicating Fannie Mae's business prospects or expected results, are based on a number of assumptions, and are subject to change without notice. How this information affects Fannie Mae will depend on many factors. Although the ESR Group bases its opinions, analyses, estimates, forecasts, and other views on information it considers reliable, it does not guarantee that the information provided in these materials is accurate, current, or suitable for any particular purpose. Changes in the assumptions or the information underlying these views could produce materially different results. The analyses, opinions, estimates, forecasts, and other views published by the ESR Group represent the views of that group or survey respondents as of the date indicated and do not necessarily represent the views of Fannie Mae or its management.

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