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Data and Insights

About the Economic and Strategic Research (ESR) Group

Led by Senior Vice President and Chief Economist Mark Palim, Fannie Mae’s Economic and Strategic Research (ESR) Group provides actionable insights to housing and mortgage market decision-makers through economic forecasts, surveys, and research.

ESR offers valuable perspectives and serves as a trusted resource on the factors shaping the economy and housing market for consumers, lenders, investors, and policymakers.

Our team of expert economists and analysts regularly present at industry events and research convenings.​

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Our Experts

ESR Leadership

Mark Palim

Mark Palim


Senior Vice President and Chief Economist

Jaclene Begley

Jaclene Begley


Senior Director, Economic and Strategic Research — Economics

Patty Koscinski

Patty Koscinski


Senior Director, Economic and Strategic Research — Economics

Burke Spalding

Burke Spaulding


Director, Chief of Staff

Macroeconomics and Forecasts

Analyzing current and historical data on the economy and the housing and mortgage markets to develop forecasts and products to inform decision-makers

Eric Brescia

Eric Brescia


Senior Manager, Economic and Strategic Research — Economics

John Collier

John Collier


Associate, Enterprise — Finance

Nathaniel Drake

Nathaniel Drake


Senior Associate, Economic and Strategic Research — Economics

Nicholas Embrey

Nick Embrey


Manager, Economic and Strategic Research — Economics 

Ryan Gavin

Ryan Gavin


Associate, Economic and Strategic Research — Market Research

Richard Goyette

Richard Goyette


Senior Associate, Economic and Strategic Research — Market Research

Eric Hardy

Eric Hardy


Senior Associate, Economic and Strategic Research — Economics

Tim Komosa

Tim Komosa


Senior Manager, Economic and Strategic Research — Economics

Patty Koscinski

Patty Koscinski


Senior Director, Economic and Strategic Research — Economics

Francisco Nicco Annan

Francisco Nicco-Annan


Advisor, Economic and Strategic Research — Economics

Daniel Schoshinski

Daniel Schoshinski


Senior Associate, Economic and Strategic Research — Market Research

Housing and Industry Research

Exploring key trends, data, and attitudes shaping the housing industry through in-depth studies, surveys, and analysis

Jaclene Begley

Jaclene Begley


Senior Director, Economic and Strategic Research — Economics

Michael Connolly

Michael Connolly


Lead Associate, Economic and Strategic Research — Economics

Yiwen Xavier Kuai

Yiwen (Xavier) Kuai


Lead Associate, Economic and Strategic Research — Economics

William McClain

William McClain


Lead Associate, Economic and Strategic Research — Economics

Nuno Mota.

Nuno Mota


Senior Manager, Economic and Strategic Research — Economics

Ozge Savascin

Ozge Savascin Oundee


Advisor, Economic and Strategic Research — Economics

ESR Leadership

Mark Palim

Mark Palim


Senior Vice President and Chief Economist

Jaclene Begley

Jaclene Begley


Senior Director, Economic and Strategic Research — Economics

Patty Koscinski

Patty Koscinski


Senior Director, Economic and Strategic Research — Economics

Burke Spalding

Burke Spaulding


Director, Chief of Staff

Macroeconomics and Forecasts

Analyzing current and historical data on the economy and the housing and mortgage markets to develop forecasts and products to inform decision-makers

Eric Brescia

Eric Brescia


Senior Manager, Economic and Strategic Research — Economics

John Collier

John Collier


Associate, Enterprise — Finance

Nathaniel Drake

Nathaniel Drake


Senior Associate, Economic and Strategic Research — Economics

Nicholas Embrey

Nick Embrey


Manager, Economic and Strategic Research — Economics 

Ryan Gavin

Ryan Gavin


Associate, Economic and Strategic Research — Market Research

Richard Goyette

Richard Goyette


Senior Associate, Economic and Strategic Research — Market Research

Eric Hardy

Eric Hardy


Senior Associate, Economic and Strategic Research — Economics

Tim Komosa

Tim Komosa


Senior Manager, Economic and Strategic Research — Economics

Patty Koscinski

Patty Koscinski


Senior Director, Economic and Strategic Research — Economics

Francisco Nicco Annan

Francisco Nicco-Annan


Advisor, Economic and Strategic Research — Economics

Daniel Schoshinski

Daniel Schoshinski


Senior Associate, Economic and Strategic Research — Market Research

Housing and Industry Research

Exploring key trends, data, and attitudes shaping the housing industry through in-depth studies, surveys, and analysis

Jaclene Begley

Jaclene Begley


Senior Director, Economic and Strategic Research — Economics

Michael Connolly

Michael Connolly


Lead Associate, Economic and Strategic Research — Economics

Yiwen Xavier Kuai

Yiwen (Xavier) Kuai


Lead Associate, Economic and Strategic Research — Economics

William McClain

William McClain


Lead Associate, Economic and Strategic Research — Economics

Nuno Mota.

Nuno Mota


Senior Manager, Economic and Strategic Research — Economics

Ozge Savascin

Ozge Savascin Oundee


Advisor, Economic and Strategic Research — Economics