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Current News and Announcements

December 11, 2024

What Determines the Rate on a 30-Year Mortgage?

We explain how the rate on a 30-year mortgage is determined and how these factors explain the movements in mortgage rates following the COVID-19 pandemic.

December 9, 2024

Consumer Housing Sentiment Up Significantly Year over Year

The Fannie Mae Home Purchase Sentiment Index® (HPSI) increased 0.4 points in November to 75.0, continuing its sharp upward trend over the past year as consumers appear to be acclimating to the higher mortgage rate and home price environment.

December 5, 2024

Expert Panel Upwardly Revises Home Price Growth Outlook, Still Expects Deceleration in 2025 and 2026

Following an average expectation for national home price growth of 5.2 percent in 2024, a panel of over 100 housing experts forecasts home price growth to decelerate to 3.8 percent in 2025 and 3.6 percent in 2026, according to the Q4 2024 Fannie Mae Home Price Expectations Survey.

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Housing Perspectives

November 20, 2024

Providing Greater Certainty Through Enhanced Risk Management
Steve Holden
Steve Holden

Senior Vice President, Single-Family Analytics

Fannie Mae is continually researching new methods and data to assess mortgage credit risk safely and soundly, while ensuring that potential borrowers have access to an affordable, safe mortgage.

November 13, 2024

Most Consumers Support Building New Housing but Disagree on the Details in Their Own Neighborhoods
Kevin Tillman
Kevin Tillmann

Market Research Lead Associate, Economic & Strategic Research Group

Eric Brescia
Eric Brescia

Economist, Economic & Strategic Research Group

Fannie Mae's National Housing Survey asked consumers for their perspective on increasing housing density and zoning in their actual neighborhoods, including the expected impact on local home prices, rents, and taxes.

October 29, 2024

Mission Index Focuses Help Where It’s Needed
Nick Sapirie
Nick Sapirie

Fannie Mae Vice President, Capital Markets – Single-Family Products

Barbara Pak
Barbara Pak

Freddie Mac Vice President, Single-Family Securitization

Fannie Mae's and Freddie Mac's Mission Index disclosures provide insights into mission-oriented lending activities underlying our Single-Family mortgage-backed securities (MBS).

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Media Contacts

Pete Bakel, Director

Jessica Alexander

Matthew Classick

Kevin Colclough

Trish DaCosta

Christopher Davis

Rachel O'Grady

Katie Penote

Louie Wein

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