Malloy Evans is Fannie Mae's Executive Vice President and Head of Single-Family, reporting to the President. He is responsible for all of the company's Single-Family business functions, including leading the team responsible for establishing Fannie Mae's single-family mortgage acquisition standards that help lenders safely originate mortgages, providing liquidity to the single-family mortgage market, and enabling credit to help U.S. homeowners buy, refinance, and rent homes.
Most recently, Mr. Evans was Senior Vice President and Single-Family Chief Credit Officer for Fannie Mae, responsible for first-line credit risk management, from mortgage acquisition through disposition. This included credit policy, counterparty, customer risk management, credit risk performance, collateral management, loan quality, and analytics. He was also accountable for setting selling and servicing risk policies and eligibility standards to ensure sustainable lending practices for the loans Fannie Mae acquires. In this role, he managed the company's customers according to these standards and practices and fostered a risk-based culture, both internally and externally.
Mr. Evans has served in various roles during his tenure at Fannie Mae. He was Vice President for Single-Family Credit Policy, responsible for maintaining Selling and Servicing Guide policies and standards, and other risk management activities, including application of policy in Desktop Underwriter and Collateral Underwriter. He also served as Vice President for Single-Family Customer Risk Management, where he led a team responsible for managing customer risk across the Single-Family life cycle, including the credit, counterparty, operational, and reputational risk and performance of Fannie Mae’s Single-Family customers. Prior to that, he was the Vice President for Credit Portfolio Management Servicing and Making Home Affordable (MHA), where he was responsible for servicing policies, foreclosure prevention, and loss mitigation solutions. He also oversaw servicer compliance for Fannie Mae's Single-Family book of business, as well as the company's administration of the Treasury Department’s MHA program.
Previously, Mr. Evans served as Fannie Mae Vice President and Deputy General Counsel for Government Initiatives. In that role, he was the principal counsel supporting Fannie Mae's implementation of the Treasury Department's Home Affordable Modification Program and other government initiatives under MHA. In his first role with the company, he served as an Associate General Counsel for mortgage securitization issues, focusing on the company's multi-class securitization program.
Prior to joining Fannie Mae in 2004, Mr. Evans worked at Hunton & Williams LLP as a Corporate Associate specializing in asset securitization and structured finance transactions.
Mr. Evans has a Bachelor of Science in chemistry from Davidson College and a Juris Doctor from Washington and Lee University School of Law.