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Powering more housing together

America is facing a housing shortage. To address this challenge, the country needs to grow its housing stock by as many as 5 million additional homes. Fannie Mae is helping enable that growth by doing what we do best: working with others in the housing industry to develop mortgage and financing innovations that support the creation and preservation of both single-family and multifamily housing.

Our impact on housing supply

$71 billion+

in liquidity provided in 2025, supporting the creation or preservation of

243,000+ housing units

including both single-family and rentals

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Sign up to join our online discussions with industry leaders, lenders, and other partners. You’ll learn about the real-world strategies helping create and preserve housing.

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Tools to finance and build more housing

To help expand housing supply, we offer innovative, lower-cost solutions that can speed up construction, increase housing density, and provide more confidence across the single-family and multifamily markets.

Options to preserve and improve existing homes

Maintaining and upgrading existing housing is a key part of addressing the supply challenge. Our financing options can help repair, renovate, and update homes and rental properties to keep them in the market.

Collaborating with industry partners

Working together with housing industry stakeholders, we can better understand supply challenges and use our expertise to create offerings that drive new housing construction and preservation. It’s one way we’re advancing the FHFA Strategic Plan for 2026 – 2030 to increase housing supply and expand availability nationwide.

 
 

In 2025, Fannie Mae helped over 15,000 households secure affordable financing through manufactured housing solutions.”

Annual Housing Activities Report

Annual Housing Report

Discover more about how we support homeowners and renters. Our Annual Housing Activities Report (AHAR) includes the details, data, and dollars behind our work addressing housing supply.

Read the AHAR 

Frequently asked questions

Housing supply has not kept pace with demand for more than a decade. As a result, fewer housing options are available and costs are higher for both renters and homebuyers. Fannie Mae is helping develop new and innovative ways to make housing more accessible and more affordable.

The U.S. needs new home construction, but that’s only one piece of the puzzle. It’s equally important that we preserve and improve the homes that already exist. That includes making it easier to finance repairs, renovations, and rehabilitation of aging properties to keep them in active use.

We engage leaders both inside and outside the housing industry to identify opportunities to increase America’s housing supply. Home builders, developers, lenders, and housing finance agencies — as well as academics and technology startups — can all offer valuable insights that inform new solutions. We welcome your ideas and collaboration: Contact us.

We want to hear from you

Increasing housing supply means working together. Share your thoughts with us.

Contact us