Desktop Underwriter

Desktop Underwriter® (DU®) provides lenders a comprehensive credit risk assessment that determines whether a loan meets Fannie Mae’s eligibility requirements.

Manage My Account

If account is locked or deactivated, or you forgot your user ID, contact your Technology Manager administrator.

Reset My Password

Users: Update Password/Profile

Admins: Manage Applications/Users


Upcoming Outage

DU will be unavailable from 11 p.m. Saturday, Sept. 16 to 6 a.m. ET Sunday, Sept. 17.

Related Links

Related Applications

With Day 1 Certainty, you get freedom from reps and warrants and greater speed and simplicity. With the DU Validation Service, you can validate loan application data upfront.

Learn How DU Can Help Your Business

New Users: How to Register Round Icon

  • To register, contact your company's Technology Manager administrator. Only admins have the ability to set up and manage application access for users. Once registered, you can set up your password and update your personal profile via Technology Manager. Learn More

Help & Training

Technology Terms & Conditions

What's New

  • DU Version 10.0 and 10.1 August Update new

    Effective Saturday, Aug. 19, Desktop Underwriter will update Property Inspection Waiver offers to include some purchase transactions.

  • Selling Guide updates from DU 10.1 release

    The July Selling Guide update includes policy changes to align with DU version 10.1, which allows more borrowers to received an Approve/Eligible with DTI ratios 45 to 50%, aligns the maximum LTV ratio for ARMs with fixed-rate up to 95%, and simplifies the risk assessment and messaging for loan casefiles with disputed tradelines.

Release Notes

Frequently Asked Questions

What is Trended Credit Data?

Trended credit data is now being used in DU.

User Help

Have a question? Access the page below to contact the Technology Support Center for help.

Upcoming Milestones

Stay on course with upcoming news and timelines.

The Quarterly Compass