Desktop Underwriter

Desktop Underwriter® (DU®) provides lenders a comprehensive credit risk assessment that determines whether a loan meets Fannie Mae’s eligibility requirements.

Manage My Account

If account is locked or deactivated, or you forgot your user ID, contact your Technology Manager administrator.

How do I reset my password?

Users: Update Password/Profile

Admins: Manage Applications/Users


See Availability

Appraisal waiver and representation and warranty (R&W) services will still be available during the CU maintenance window from 12 a.m. (midnight) until 8:30 a.m. on Sunday, January 19, 2020. Lenders will not need to resubmit to DU after the outage to see appraisal waiver or collateral R&W messages.

Related Links

Related Applications

With Day 1 Certainty®, you get freedom from reps and warrants and greater speed and simplicity. With the DU Validation Service, you can validate loan application data upfront.

Watch the DU Findings Redesign Video

Learn How DU Can Help Your Business

Help & Training

What's New

  • New URLA implementation timeline announced

    Fannie Mae has published the updated implementation timeline and mandate for use of the redesigned Uniform Residential Loan Application (URLA/Form 1003) and updated DU Specification, as well as updated supporting documents.

  • Loan Limits to increase in 2020

    Details on the 2020 general and high-cost area loan limits and updated resources are available. The new loan limit for most of the country is $510,400, indicating a 5.38% increase over the 2019 limit.

Release Notes

New Users: How to Register

  • To register, contact your company's Technology Manager administrator. Only admins have the ability to set up and manage application access for users. Once registered, you can set up your password and update your personal profile via Technology Manager. Learn More

Frequently Asked Questions

User Help

Have a question? Access the page below to contact the Technology Support Center for help.

Technology Terms & Conditions

Quarterly Milestones

Check out the new Quarterly Milestones roadmap to stay on track with product launches, mandates, and other information. The roadmap will be updated on an ongoing basis.