Uniform Residential Loan Application (URLA)

The GSEs redesigned the URLA (Form 1003) and created a new Desktop Underwriter® Specification (DU® Spec) for submitting the redesigned Form 1003 data to DU. We also created a Uniform Loan Application Dataset (ULAD) to show how the Form 1003 is mapped to MISMO v3.4 data.

Have Questions? Contact the ULAD Team.

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Related Applications

Key Upcoming Dates:

  • Jul. 1, 2019: Start of optional use period: Industry has the option to begin using Redesigned 1003 and DU Spec
  • Feb. 1, 2020: Start of pipeline transition period: Lenders must use Redesigned 1003 and DU Spec for all new loan applications received on or after 2/1/2020

What's New

  • Updated DU Spec and URLA (Form 1003) resources

    February 26, 2019 - We’ve published the final DU Specification of the test period, along with other updated resources supporting the redesigned Uniform Residential Loan Application (URLA/Form 1003).