|Title||Date & Summary|
|URLA Implementation Timeline Update||September 26, 2017 - Announces the implementation timeline for using the redesigned URLA and related Desktop Underwriter Specification.|
|DU and EarlyCheck Origination File Support for the URLA Demographic Information Addendum||March 28, 2017 - Describes the new Home Mortgage Disclosure Act (HMDA) rule that requires lenders to collect new and amended borrower demographic information on loan applications taken on or after January 1, 2018.|
These non-executable URLA forms are translated in Spanish to assist borrowers in completing them.
The implementation timeline for using the redesigned URLA and related DU Specification has been announced. Lenders may begin using the new form as of July 1, 2019, and will be required to use it beginning in Feb. 2020 for all new loan applications.
Use the addendum below with the current URLA (Form 1003) to collect expanded Home Mortgage Disclosure Act (HMDA) demographic information (used in lieu of the redesigned URLA).