Uniform Residential Loan Application (URLA)

The GSEs redesigned the URLA (Form 1003) and created a new Desktop Underwriter® Specification (DU® Spec) for submitting the redesigned Form 1003 data to DU. We also created a Uniform Loan Application Dataset (ULAD) to show how the Form 1003 is mapped to MISMO v3.4 data.

Have Questions? Contact the ULAD Team.

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Fannie Mae and Freddie Mac (the GSEs) have published their updated respective automated underwriting system (AUS) specifications, as well as supporting resources, reflecting the most recent changes to the Uniform Residential Loan Application (URLA) (Fannie Mae Form 1003) published on Oct. 23, 2019. Fannie Mae has also published the DU Specification Explanation of Changes document to support implementation. See the full announcement.

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