Uniform Closing Dataset (UCD)

Separator image The Uniform Closing Dataset (UCD) is a component of the Uniform Mortgage Data Program® (UMDP®), an ongoing effort by Fannie Mae and Freddie Mac at the direction of our regulator, the Federal Housing Finance Agency, to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

UCD Highlights

Related Links

Related Applications

As announced, the following are effective as of June 25, 2018:
  • The UCD edits will switch to Fatal severity in Loan Delivery.
  • The Closing Disclosure PDF (Borrower data ) must be embedded in the UCD file.

Get to Know the Uniform Closing Dataset

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UCD Announcements

Title Date & Summary
GSE Seller Data Requirements Fannie Mae and Freddie Mac (the GSEs) are committed to supporting the industry with its adoption of the Uniform Closing Dataset (UCD). Over the past several months, the GSEs have been working with the industry to understand challenges encountered with the collection of certain Seller-specific closing data elements. Based on feedback received through this effort, the GSEs have reduced Seller data requirements from those communicated in our December 12, 2017 announcement.
UCD Specification Update Dec. 11, 2018 - Freddie Mac and Fannie Mae (the GSEs) are committed to providing clear and accurate UCD requirements. As communicated in our June 26, 2018, announcement, the GSEs are publishing UCD Specification v1.5 and supporting artifacts to account for revised Seller Data requirements and the TRID Amendment.

Help & Training

Implementation Guides

What's New

  • UCD Collection Solution Updates

    Multiple updates are being made to the UCD collection solution beginning June 8, including additional UCD schema validations, a new user interface for manual data entry, and a PDF upload feature.

  • UCD Collection Solution Updates

    Multiple updates are being made to the UCD collection solution beginning May 25, including a new user interface, updates to the UCD schema validations, and a new testing environment.