Uniform Closing Dataset (UCD)

Separator image The Uniform Closing Dataset (UCD) is a component of the Uniform Mortgage Data Program® (UMDP®), an ongoing effort by Fannie Mae and Freddie Mac at the direction of our regulator, the Federal Housing Finance Agency, to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

UCD Highlights

Related Links

Related Applications

UCD is here! The UCD XML file is required for all loans (with a Note Date on or after Sept. 25, 2017). Key things to know:
  • Only borrower data is required in the UCD file at this time.
  • Closing Disclosure PDF is not required to be embedded within the UCD XML file at this time (although encouraged, if available).
  • The UCD is subject to Warning edits in Loan Delivery.

Check out the lender resources on the UCD collection solution page

Visit the UCD Collection Solution page to leverage the user guide, quick guides, eLearning, and more to get familiar with the application.

Get to Know the Uniform Closing Dataset

Looking for more information on UCD? Get started with these helpful resources.

UCD Announcements

Title Date & Summary
The GSEs Support Your UCD Transition new September 15, 2017 - The GSEs have announced there is no change to the Sept. 25 mandate. Loan Delivery will generate a Warning if UCD Casefile ID is not provided.

Help & Training

Upcoming Webinars

UCD Checkpoint

Outlines the steps necessary to implement UCD.

What's New

  • UCD Implementation Update new

    The GSEs have announced there is no change to the Sept. 25 mandate. Loan Delivery will generate a Warning if UCD Casefile ID is not provided.

  • UCD V. 3.0 is Here

    The UCD solution version 3.0 release provides you enhanced UCD Findings Reports, updates to file transfer capability, and simplified edit feedback messages.

Implementation Guides

Upcoming Milestones

Stay on course with upcoming news and timelines.

The Quarterly Compass