Uniform Closing Dataset (UCD)

Separator image The Uniform Closing Dataset (UCD) is a component of the Uniform Mortgage Data Program® (UMDP®), an ongoing effort by Fannie Mae and Freddie Mac at the direction of our regulator, the Federal Housing Finance Agency, to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

UCD Highlights

Related Links

Related Applications

As announced, the following are effective as of June 25, 2018:
  • The UCD edits will switch to Fatal severity in Loan Delivery.
  • The Closing Disclosure PDF (Borrower data ) must be embedded in the UCD file.

Get to Know the Uniform Closing Dataset

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UCD Announcements

Title Date & Summary
Important Update to the GSEs UCD Seller Data Requirements June 26, 2018 - Fannie Mae and Freddie Mac have reduced the Seller data requirements from those communicated in our December 12, 2017 announcement, and will now limit the requirements to the Seller data that is contained only on the Borrower’s Closing Disclosure.
UCD TRID Amendment Impact Memo June 26, 2018 - Fannie Mae and Freddie Mac have outlined the impacts to UCD based on the Consumer Financial Protection Bureau (CFPB) TRID amendment.

Help & Training

Implementation Guides

What's New

  • UCD Collection Solution Updates

    Multiple updates are being made to the UCD collection solution beginning June 8, including additional UCD schema validations, a new user interface for manual data entry, and a PDF upload feature.

  • UCD Collection Solution Updates

    Multiple updates are being made to the UCD collection solution beginning May 25, including a new user interface, updates to the UCD schema validations, and a new testing environment.