Uniform Closing Dataset (UCD)

Separator image The Uniform Closing Dataset (UCD) is a component of the Uniform Mortgage Data Program® (UMDP®), an ongoing effort by Fannie Mae and Freddie Mac at the direction of our regulator, the Federal Housing Finance Agency, to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

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Getting Started

Technical Resources

Additional Resources

What's New

  • UCD Split Disclosure Guidance Announcement

    The GSEs have provided guidance on split disclosures in an update to Appendix H/I. Also, new sample use cases were added to Appendix F.

  • Now Featuring eClosings on the eMortgage Page

    process and provide more detailed guidance for executing eMortgages/eClosings through new fact sheets, updated FAQs and more.

  • New Quarterly Compass Newsletter

    A new Quarterly Compass is available with news and updates on the Uniform Closing Dataset, eClosings and eMortgages, Form 582, Community Seconds, as well as Collateral Underwriter, DU, EarlyCheck, and Condo Project Manager.

Frequently Asked Questions

Vendor Information

Vendors: Submit Your Contact Information

If you're a vendor involved in the closing process, please submit your contact information so we can send you periodic updates and resources to support your UCD implementation.