Mortgage Products

Fannie Mae offers a range of mortgage products, eligibility options, and solutions to help lenders meet borrowers' needs.

HOME by Fannie Mae

Share the new HOME by Fannie Mae app with borrowers.

Area Median Income

Applications & Tools

Mortgage Products

Mortgage Options


Find more information on the Pricing & Execution page.

Down Payment Assistance

  • Down Payment Resource

    This free online tool may help identify sources of down payment assistance for your borrowers. This is a third-party website that is not managed or backed by Fannie Mae. This hyperlink is provided for lender information and convenience only, and the tool is not endorsed by Fannie Mae.

More Resources for Lenders: Home-buyer Education and Counseling

Many organizations offer home-buyer education and counseling that meet Fannie Mae’s Selling Guide requirements. Lender options to locate qualified counselors include, but are not limited to, the programs listed below.

What's New

  • Key Selling Guide Updates September 2015 new

    Carlos Perez, Chief Credit Officer for Single Family, provides an executive summary of key selling policy updates in the September 29 Selling Guide announcement.

  • Announcement SEL-2015-10 new

    This Selling Guide update includes details about HomeReady mortgage; updated homeownership education requirements; simplified requirements for high-balance mortgage loans; and expanded eligibility for non-occupant borrowers.

  • Desktop Underwriter Version 9.3 Release Notes new

    Describes updates to DU scheduled for the weekend of Dec. 12, 2015, including implementation of the HomeReady mortgage loan.

Mortgage & Product Eligibility

Eligibility Matrix

Selling Guide

Access the Guide via the link below or


Landlord Guidance

This comprehensive publication guides borrowers through the process of becoming a landlord.