Mortgage Products

Fannie Mae offers a range of mortgage products, eligibility options, and solutions to help lenders meet borrowers' needs.

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Area Median Income

Applications & Tools

MyCommunityMortgage: Affordable Financing to Serve Low- to Moderate-Income Borrowers

MyCommunityMortgage® (MCM®) is a conventional community lending mortgage that offers underwriting flexibilities to qualified borrowers who meet specific income criteria. Learn more about this product.

Mortgage Products

Mortgage Options



Find more information on the Pricing & Execution page.

Landlord Guidance

This comprehensive publication guides borrowers through the process of becoming a landlord.

What's New

  • Announcement SEL-2015-02 new

    The update contains clarifications to the effective dates for pricing; postponement of policy pertaining to delivery of loans with more than two borrowers; reorganization of co-op topics; clarification to the project standards policies; update to the Lender Breach of Contract topic; and other miscellaneous updates and changes.

  • Updated Energy Improvement Feature Fact Sheet

    Learn how the energy improvement feature can help provide sustainable funding for improvements to lower homeowner costs through energy efficiency.

Mortgage & Product Eligibility

Eligibility Matrix

Selling Guide

Access the Guide via the link below or

Resources for Lenders: Home-buyer Education and Counseling

Many organizations offer home-buyer education and counseling that meet Fannie Mae’s Selling Guide requirements. Lender options to locate qualified counselors include, but are not limited to, the programs listed below.