Mortgage Products

Lend confidently.

We offer an innovative range of mortgage products, eligibility options, and solutions to help you meet your borrowers' needs and grow your business.

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Low Down Payment

  • HomeReady

    Find out how HomeReady’s innovative income flexibilities can help your customers qualify for an affordable mortgage.

  • 97% LTV Options

    View our 97% LTV/CLTV/HCLTV financing options that help lenders serve qualified home buyers and support refinance of Fannie Mae loans.

  • HFA Preferred

    Designed exclusively for housing finance agencies (HFAs) to serve more low- to moderate- income clients, HFA Preferred pairs features of HomeReady with flexibilities from local HFAs.

Home Construction, Renovation, and Energy Improvements

  • HomeStyle Energy

    Learn how HomeStyle Energy provides affordable financing to help your clients have it all - the charm of an older home with the convenience and efficiency of upgraded home energy systems.

  • HomeStyle Renovation

    Learn how a HomeStyle Renovation mortgage provides a convenient and flexible way for borrowers considering home improvements to make repairs and renovations.

  • Construction Products

    See what products and options we offer to help lenders serve borrowers with financing for construction projects.

Rural Areas, Underserved Communities and Homebuyer Assistance Programs

  • Shared Equity and Homebuyer Assistance Programs new

    These opportunities can support the first steps on a borrower’s lifelong journey of homeownership.

  • Manufactured Housing

    See how our innovative offerings, including MH Advantage, can help you support this affordable alternative to site-built homes.

  • Native American Lending

    We work with lenders and other stakeholders to increase mortgage financing opportunities for Native American Communities both on and off tribal trust and restricted lands.

High LTV Refinance

  • High LTV Refinance Option

    See if your borrowers with existing Fannie Mae mortgages can benefit from a high LTV refinance option.

  • Home Affordable Refinance

    DU Refi Plus/Refi Plus applications must be started no later than Dec. 31, 2018, and loans must be delivered by Sept. 30, 2019.

Mortgage Insurance

ARM Loans, High-Balance Loans, Loan Limits, and More