Mortgage Products

Lend confidently.

We offer an innovative range of mortgage products, eligibility options, and solutions to help you meet your borrowers' needs and grow your business.

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Low Down Payment

  • HomeReady

    Find out how HomeReady’s innovative income flexibilities can help your customers qualify for an affordable mortgage.

  • 97% LTV Options

    View our 97% LTV/CLTV/HCLTV financing options that help lenders serve qualified home buyers and support refinance of Fannie Mae loans.

  • Community Seconds

    Learn how you can leverage eligible public, nonprofit, and employer funds to finance a down payment and/or closing costs.

Home Construction, Renovation, and Energy Improvements

  • HomeStyle Energy

    Learn how HomeStyle Energy provides affordable financing to help your clients have it all - the charm of an older home with the convenience and efficiency of upgraded home energy systems.

  • Renovation and Construction Products

    See what products and options we offer to help lenders serve borrowers with financing for home renovation and construction projects.

Rural Areas and Underserved Communities

High LTV Refinance

  • High LTV Refinance Option

    See if your borrowers with existing Fannie Mae mortgages can benefit from a high LTV refinance option.

  • Home Affordable Refinance

    See if your borrowers with existing Fannie Mae (or Freddie Mac) mortgages can benefit from the Home Affordable Refinance Program, part of Making Home Affordable.

Mortgage Insurance

ARM Loans, High-Balance Loans, Loan Limits, and More