Mortgage Products

Fannie Mae offers a range of mortgage products, eligibility options, and solutions to help lenders meet borrowers' needs.

HOME by Fannie Mae

Share the new HOME by Fannie Mae app with borrowers.

Area Median Income

Applications & Tools

Mortgage Products

Mortgage Options


Find more information on the Pricing & Execution page.

Down Payment Assistance

  • Down Payment Resource

    This free online tool may help identify sources of down payment assistance for your borrowers. This is a third-party website that is not managed or backed by Fannie Mae. This hyperlink is provided for lender information and convenience only, and the tool is not endorsed by Fannie Mae.

More Resources for Lenders: Homeownership Education and Housing Counseling

To meet the homeownership education requirement for a HomeReady mortgage, borrowers must complete the online Framework education program. Borrowers seeking additional assistance also can be referred to a HUD-approved counseling agency.

What's New

  • Executive Summary of Nov. 25, 2015 Loan Limits Lender Letter new

    An executive overview of conventional loan limits for 2016 Lender Letter.

  • 2016 Loan Limits Announced new

    Information on the 2016 general and high-cost area loan limits and updated resources are available on the Loan Limits web page.

  • Announcement SEL-2015-12

    The update includes allowing refund of loan-level price adjustments on certain mortgage loans; clarifications and updates to co-op review policies; expansion of project review options for established condo projects; policy pertaining to delivery of loans with more than two borrowers will not be enforced; policy changes pertaining to HomeReady; and other miscellaneous updates and changes.

Mortgage & Product Eligibility

Eligibility Matrix

Selling Guide

Access the Guide via the link below or


Landlord Guidance

This comprehensive publication guides borrowers through the process of becoming a landlord.