Mortgage Products

Fannie Mae offers a range of mortgage products, eligibility options, and solutions to help lenders meet borrowers' needs.

HOME by Fannie Mae

Share the new HOME by Fannie Mae app with borrowers.

HomeReady Income Eligibility

Applications & Tools

Mortgage Products

Mortgage Options

Pricing

Find more information on the Pricing & Execution page.

Down Payment Assistance

  • Down Payment Resource

    This free online tool may help identify sources of down payment assistance for your borrowers. This is a third-party website that is not managed or backed by Fannie Mae. This hyperlink is provided for lender information and convenience only, and the tool is not endorsed by Fannie Mae.

More Resources for Lenders: Homeownership Education and Housing Counseling

Use the resources below to learn more about Fannie Mae's homeownership education requirements.

What's New

  • Selling Guide Updates new

    The update includes enhancements to HomeReady that provide additional flexibility and expanded options to meet the homeownership education requirement; accept homeownership education from a Community Seconds or Down Payment Assistance Program, if the providers are HUD-approved counseling agencies; and provide an additional homeownership education option for borrowers who obtain customized assistance from a HUD-approved agency and a completed Form 1017.

  • HomeReady Income Limits 2016

    The 2016 HomeReady Income Limits will be available on July 16, 2016.

  • Selling Guide Updates

    The update includes simplifying the way income limits are applied for HomeReady; update to the policy on self-employed income; removal of the policy that limits refinances of restructured mortgage loans; and update to the policy on project insurance specific to mortgagee clause.

Mortgage & Product Eligibility

Eligibility Matrix

Selling Guide

Access the Guide via the link below or AllRegs.com.

Training

Landlord Guidance

This comprehensive publication guides borrowers through the process of becoming a landlord.