Mortgage Products

Fannie Mae offers a range of mortgage products, eligibility options, and solutions to help lenders meet borrowers' needs.

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Area Median Income

Applications & Tools

MyCommunityMortgage: Affordable Financing to Serve Low- to Moderate-Income Borrowers

MyCommunityMortgage® (MCM®) is a conventional community lending mortgage that offers underwriting flexibilities to qualified borrowers who meet specific income criteria. Learn more about this product.

Mortgage Products

Mortgage Options


Find more information on the Pricing & Execution page.

Down Payment Assistance

  • Down Payment Resource

    This free online tool may help identify sources of down payment assistance for your borrowers. This is a third-party website that is not managed or backed by Fannie Mae. This hyperlink is provided for lender information and convenience only, and the tool is not endorsed by Fannie Mae.

More Resources for Lenders: Home-buyer Education and Counseling

Many organizations offer home-buyer education and counseling that meet Fannie Mae’s Selling Guide requirements. Lender options to locate qualified counselors include, but are not limited to, the programs listed below.

What's New

  • Selling Notice new

    Fannie Mae has updated the pricing guidelines in the Loan-Level Price Adjustment (LLPA) Matrix and Adverse Market Delivery Charge (AMDC) Information and the Refi Plus™ Mortgages Only Loan-Level Price Adjustment (LLPA) Matrix and Adverse Market Delivery Charge (AMDC) Information matrices to reflect the policy change that pertains to loan-level price adjustments and credit scores.

  • New Community Seconds Fact Sheet new

    Community Seconds® can help with borrowers’ down payment and closing costs. This new fact sheet features program highlights and eligibility and delivery information.

Mortgage & Product Eligibility

Eligibility Matrix

Selling Guide

Access the Guide via the link below or


Landlord Guidance

This comprehensive publication guides borrowers through the process of becoming a landlord.