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We've implemented new policies to help more borrowers with student loan debt qualify for a home loan.
Access and customize professionally designed materials to support your HFA Preferred outreach needs
HFA Preferred™ is our 3% down payment conventional mortgage designed to help participating HFAs serve low- to moderate-income borrowers exclusively through their lender partners.
HFA Preferred may offer the borrower cost savings over the long term and can help lenders reach growing market segments. Click here for detailed comparison.
|Benefits||HFA Preferred Mortgage||FHA|
|Down payment as low as 3%||Yes||No|
|Cancellable mortgage insurance*||Yes||No|
|Lender can order the appraisal immediately||Yes||No|
|No geographic restrictions on loan amounts||Yes||No|
|Day 1 Certainty™ freedom from reps & warrants available||Yes||No|
*Restrictions may apply.