Day 1 Certainty

Day 1 Certainty® gives lenders freedom from representations and warranties plus greater speed and simplicity, and enables an improved borrower experience.

What's New

  • PIW Offers Excluded for Three ZIP Codes in Hawaii

    Due to volcanic activity, Fannie Mae has added three ZIP Codes on the Island of Hawaii to the Property Inspection Waiver (PIW) disaster exclusion list in Desktop Underwriter (DU). Effective June 23, properties in 96718, 96778, and 96785 are ineligible to receive PIW offers, until at least 120 days after the disaster ends. After that, DU will issue (and lenders may exercise) PIW offers related to properties in those ZIP codes if the property was appraised after the disaster.

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