Day 1 Certainty

Day 1 Certainty® gives lenders freedom from representations and warranties plus greater speed and simplicity, and enables an improved borrower experience.

What's New

  • Appraisal waiver eligibility change

    Effective June 22, 2019, the borrower name no longer needs to match the name on a prior appraisal for a refinance transaction to be eligible for an appraisal waiver offer. This policy change will be reflected in the next Selling Guide update in August.

  • Reduced complexity for appraisal waiver offers in disasters

    The December 2018 Selling Guide announcement allows lenders to execute an appraisal waiver offered on a loan in process at the time of a disaster when certain requirements are met.

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Resources

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