Green Financing Loans

Fannie Mae was the first to combine the right products, processes and people to bring you a simple approach to finance greener multifamily properties. Fannie Mae has a suite of Green Mortgage Loan products that benefit borrowers who invest in energy and water efficiencies, including preferential pricing and additional loan proceeds for energy and water efficiency retrofits.

Follow the Path to Green Financing

Fannie Mae Green Financing provides the best green financing tools in the market. Ready to cut costs and access lower interest rates and additional loan proceeds? Follow the paths in our "Go Green Flowchart" to find the right Fannie Mae Green Financing solution for you:

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Green Rewards

Green Rewards is ideal for property owners investing in energy- and water-cost reducing property improvements at their existing multifamily properties. A Green Rewards loan offers:

  • 100% Fannie Mae paid ASHRAE Level 2 Energy Audit, subject to loan closing under Green Rewards
  • Better pricing than non-green loans
  • Up to 5% additional loan proceeds
  • Underwriting of 75% of owner's projected cost savings
  • Underwriting 25% of tenant's projected cost
  • Disclosure of the loan as a "Green MBS" to the bond market

Green Building Certification Pricing Break

This lower interest rate is the best fit if your property already has a green building certification such as LEED or ENERGY STAR®. See the complete list of eligible Green Building Certifications. We offer:

  • Better pricing than non-green loans
  • Disclosure of the loan as a "Green MBS" to the bond market

Healthy Housing Rewards

Our Healthy Housing Rewards™ initiative provides financial incentives for borrowers who incorporate health-promoting design features and practices or resident services in their newly constructed or rehabilitated multifamily affordable rental properties. Borrowers can follow one of two pathways to qualify for discounted financing.

Healthy Housing Rewards Flow Chart