Fannie Mae’s Credit Risk Sharing initiatives aim to reduce our mortgage default (credit) risk by offering new opportunities for financial institutions to invest in the credit performance of our single-family book of business.
Credit Risk Sharing:
Our goal is to develop multiple forms of risk-sharing with private market participants. Below are examples of transactions we are using to share credit risk.
Find Out More
Fannie Mae’s Approach to Single-Family Credit Risk Management (PDF) highlights how we manage the credit risk of the largest single-family mortgage book of business in the industry.
Fannie Mae Quality Control Framework (PDF) highlights the state-of-the-art tools and analytics that Fannie Mae has developed to help identify defective loans earlier in the loan manufacturing process.
Commitment to the Future
Through Credit Risk Sharing and our other Strategic Initiatives, we are demonstrating our ongoing commitment to move the industry forward and build a better housing finance system.