Uniform Mortgage Data Program

Separator image The Uniform Mortgage Data Program® (UMDP®) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of their regulator, the Federal Housing Finance Agency, to enhance data quality and standardization.

Recent Newsletters

New Initiatives

  • Uniform Closing Dataset (UCD)

    The Uniform Closing Dataset (UCD) is a component of the Uniform Mortgage Data Program (UMDP), an ongoing effort by Fannie Mae and Freddie Mac at the direction of our regulator, the Federal Housing Finance Agency, to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

Existing Initiatives

  • Uniform Collateral Data Portal (UCDP)

    The Uniform Collateral Data Portal (UCDP) is a technology application through which lenders electronically submit appraisal reports for conventional mortgages to be delivered to Fannie Mae or Freddie Mac.

  • Uniform Appraisal Dataset (UAD)

    The Uniform Appraisal Dataset (UAD) was jointly established by Fannie Mae and Freddie Mac to provide common requirements for appraisal data.

  • Uniform Loan Delivery Dataset (ULDD)

    The Uniform Loan Delivery Dataset (ULDD) was jointly established by Fannie Mae and Freddie Mac to provide common requirements for loan delivery data.

  • Uniform Loan Application Dataset (ULAD)

    Fannie Mae and Freddie Mac are revising and redesigning the Uniform Residential Loan Application (URLA) and developing a corresponding standardized dataset, the Uniform Loan Application Dataset (ULAD). The revised URLA form will provide lenders and borrowers with greater clarity and an easier, more consumer-friendly loan application.

What's New

  • Begin Using New Loan Delivery Today!

    Resources are available on the new Loan Delivery page to assist with your transition, including Ask the Expert webinars to prepare you for the ULDD Phase 2 transition.

  • New Webinars to Build Your UCD Awareness

    Live webinars run through April to provide information about Fannie Mae's UCD collection solution. Register today to learn more about UCD!

Frequently Asked Questions