Uniform Mortgage Data Program

Separator image The Uniform Mortgage Data Program® (UMDP®) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of their regulator, the Federal Housing Finance Agency, to enhance data quality and standardization.

Stay Informed

  • UCD Collection Solution Coming Sept. 2

    Fannie Mae's UCD collection solution will be available as of Sept. 2, 2016, for customers and non-seller correspondents to deliver the UCD XML file.

  • Quarterly Compass

    Provides information on Fannie Mae initiatives and upcoming milestones, and what lenders need to know to successfully navigate the changes ahead.

New Initiatives

  • Uniform Residential Loan Application (URLA)

    Fannie Mae and Freddie Mac revised and redesigned the Uniform Residential Loan Application (URLA) and developed a corresponding standardized dataset, the Uniform Loan Application Dataset (ULAD). The revised URLA form provides lenders and borrowers with greater clarity and an easier, more consumer-friendly loan application.

Existing Initiatives

  • Uniform Closing Dataset (UCD)

    The Uniform Closing Dataset (UCD) is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

  • Uniform Collateral Data Portal (UCDP)

    The Uniform Collateral Data Portal (UCDP) is a technology application through which lenders electronically submit appraisal reports for conventional mortgages to be delivered to Fannie Mae or Freddie Mac.

  • Uniform Appraisal Dataset (UAD)

    The Uniform Appraisal Dataset (UAD) was jointly established by Fannie Mae and Freddie Mac to provide common requirements for appraisal data.

  • Uniform Loan Delivery Dataset (ULDD)

    The Uniform Loan Delivery Dataset (ULDD) was jointly established by Fannie Mae and Freddie Mac to provide common requirements for loan delivery data.

What's New

  • Redesigned URLA and ULAD are Here new

    The redesigned URLA (Form 1003) is here! View the enhanced URLA form, ULAD data mapping, and key resources on the new web page including Instructions, FAQs, Fact Sheet, and more.

What is UMDP?

Frequently Asked Questions