Uniform Mortgage Data Program

Separator image The Uniform Mortgage Data Program® (UMDP®) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of their regulator, the Federal Housing Finance Agency, to enhance data quality and standardization.

What is UMDP?

New Initiatives

  • Uniform Residential Loan Application (URLA)

    Fannie Mae and Freddie Mac revised and redesigned the URLA and developed a corresponding standardized dataset, the Uniform Loan Application Dataset (ULAD). The revised URLA form provides lenders and borrowers with greater clarity and an easier, more consumer-friendly loan application.

Existing Initiatives

  • Uniform Closing Dataset (UCD)

    The UCD is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

  • Uniform Collateral Data Portal (UCDP)

    The UCDP is a technology application through which lenders electronically submit appraisal reports for conventional mortgages to be delivered to Fannie Mae or Freddie Mac.

  • Uniform Appraisal Dataset (UAD)

    The UAD was jointly established by Fannie Mae and Freddie Mac to provide common requirements for appraisal data.

  • Uniform Loan Delivery Dataset (ULDD)

    The ULDD was jointly established by Fannie Mae and Freddie Mac to provide common requirements for loan delivery data.

What's New

  • UCD Ask the Expert Webinars new

    Find out how you should be preparing for the Sept. 25 UCD mandate. Lenders and technology solution providers are encouraged to attend and ask questions about the UCD application, edits, testing, integration, and more.

  • UCD Final Specification Update

    The GSEs have updated the UCD Delivery Specification, Use Cases, and XML files in an effort to provide clear and accurate requirements for preparing the UCD file for delivery.

Frequently Asked Questions