Uniform Mortgage Data Program

Separator image The Uniform Mortgage Data Program® (UMDP®) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of their regulator, the Federal Housing Finance Agency, to enhance data quality and standardization.

What is UMDP?

New Initiatives

  • Uniform Residential Loan Application (URLA)

    Fannie Mae and Freddie Mac revised and redesigned the URLA and developed a corresponding standardized dataset, the Uniform Loan Application Dataset (ULAD). The revised URLA form provides lenders and borrowers with greater clarity and an easier, more consumer-friendly loan application.

Existing Initiatives

  • Uniform Closing Dataset (UCD)

    The UCD is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

  • Uniform Collateral Data Portal (UCDP)

    The UCDP is a technology application through which lenders electronically submit appraisal reports for conventional mortgages to be delivered to Fannie Mae or Freddie Mac.

  • Uniform Appraisal Dataset (UAD)

    The UAD was jointly established by Fannie Mae and Freddie Mac to provide common requirements for appraisal data.

  • Uniform Loan Delivery Dataset (ULDD)

    The ULDD was jointly established by Fannie Mae and Freddie Mac to provide common requirements for loan delivery data.

What's New

  • New Redesigned URLA Awareness Presentation new

    Learn how to get started with the redesigned URLA (Form 1003) through a pre-recorded presentation that provides a detailed overview of the updated forms, timeline, and more.

  • UCD User Training Presentation

    Learn how to get started with the UCD collection solution through a pre-recorded presentation that provides a demonstration of the application and important information on UCD.

Frequently Asked Questions