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Delivering

Uniform Mortgage Data Program

Fostering data standardization, data exchange efficiencies, and enhanced risk management for lenders

Uniform Mortgage Data Program (UMDP) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of the Federal Housing Finance Agency to enhance mortgage data quality and standardization.

UMDP Logo

UMDP is composed of several initiatives supporting standardization of appraisal data, loan application data, closing disclosure data, and loan delivery data.

What's New

Jan. 30, 2024

ULDD Phase 5 (5.0.1) Specification Release

We’re updating the ULDD to provide further guidance on implementation and mandate dates associated with the data enhancements included in the ULDD Phase 5 specification published on Sept. 12, 2023. Please review the announcement below for an overview on the implementation and mandate dates associated with business-critical and UAD 3.6 alignment data enhancements for the Phase 5 data requirements.

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UMDP Initiatives

URLA/ULAD

UAD

UPD

UCDP

UCD

ULDD

eNote Specification for eMortgages