Uniform Mortgage Data Program

Separator image The Uniform Mortgage Data Program® (UMDP®) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of their regulator, the Federal Housing Finance Agency, to enhance data quality and standardization.

What is UMDP?

Related Applications

New Initiatives

  • Electronic Note (eNote) Specification for eMortgages

    Fannie Mae and Freddie Mac have jointly developed a new specification to support the delivery of eNotes to the GSEs. The new eNote version will comply with MISMO 3.0 and offer improved functionality and greater clarity. The GSEs anticipate accepting eNotes in the new format starting in Q2 2018.

Existing Initiatives

  • Uniform Closing Dataset (UCD)

    The UCD is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

  • Uniform Collateral Data Portal (UCDP)

    The UCDP is a technology application through which lenders electronically submit appraisal reports for conventional mortgages to be delivered to Fannie Mae or Freddie Mac.

  • Uniform Appraisal Dataset (UAD)

    The UAD is a component of the Uniform Mortgage Data Program® (UMDP®), jointly established by Fannie Mae and Freddie Mac under the direction of the Federal Housing Finance Agency to provide common requirements for appraisal and loan delivery data.

  • Uniform Loan Delivery Dataset (ULDD)

    The ULDD was jointly established by Fannie Mae and Freddie Mac to provide common requirements for loan delivery data.

  • Uniform Residential Loan Application (URLA)

    Fannie Mae and Freddie Mac revised and redesigned the URLA and developed a corresponding standardized dataset, the Uniform Loan Application Dataset (ULAD). The revised URLA form provides lenders and borrowers with greater clarity and an easier, more consumer-friendly loan application.

What's New

  • ULDD Phase 3 Updates

    The GSEs have updated the ULDD Ph. 3 data points to further align on loan delivery requirements and policy changes.

  • New Redesigned Form 1003 eLearning Tutorial

    A new eLearning is available to help you implement the new DU specification (MISMO v3.4) for the redesigned Form 1003, based on section 1a of the form.

Frequently Asked Questions