Uniform Mortgage Data Program

Separator image The Uniform Mortgage Data Program® (UMDP®) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of their regulator, the Federal Housing Finance Agency, to enhance data quality and standardization.

Stay Informed

  • New Condo Project Questionnaire Forms

    The GSEs have developed standardized forms to provide lenders a clear and consistent approach to collecting information from HOAs regarding condo projects.

  • Quarterly Compass

    Provides information on Fannie Mae initiatives and upcoming milestones, and what lenders need to know to successfully navigate the changes ahead.

New Initiatives

  • Uniform Closing Dataset (UCD)

    The Uniform Closing Dataset (UCD) is a component of the Uniform Mortgage Data Program (UMDP), an ongoing effort by Fannie Mae and Freddie Mac at the direction of our regulator, the Federal Housing Finance Agency, to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

Existing Initiatives

  • Uniform Collateral Data Portal (UCDP)

    The Uniform Collateral Data Portal (UCDP) is a technology application through which lenders electronically submit appraisal reports for conventional mortgages to be delivered to Fannie Mae or Freddie Mac.

  • Uniform Appraisal Dataset (UAD)

    The Uniform Appraisal Dataset (UAD) was jointly established by Fannie Mae and Freddie Mac to provide common requirements for appraisal data.

  • Uniform Loan Delivery Dataset (ULDD)

    The Uniform Loan Delivery Dataset (ULDD) was jointly established by Fannie Mae and Freddie Mac to provide common requirements for loan delivery data.

  • Uniform Loan Application Dataset (ULAD)

    Fannie Mae and Freddie Mac are revising and redesigning the Uniform Residential Loan Application (URLA) and developing a corresponding standardized dataset, the Uniform Loan Application Dataset (ULAD). The revised URLA form will provide lenders and borrowers with greater clarity and an easier, more consumer-friendly loan application.

What's New

  • Monthly Update to UCD Appendices A/B and H/I new

    The GSEs have published a Monthly Update to the UCD Appendices A/B and H/I, providing implementers with timely notice of UCD corrections. Changes will be published on the last Tuesday of each month, then included in the next full release of the UCD documentation.

  • New Condo Project Questionnaires

    The GSEs have developed standardized Condo Project Questionnaire forms (1076/1077). Although optional, these forms are encouraged as they provide lenders a clear and consistent approach to collecting information from HOAs regarding condo projects.

Frequently Asked Questions