Uniform Mortgage Data Program

Separator image The Uniform Mortgage Data Program® (UMDP®) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of their regulator, the Federal Housing Finance Agency, to enhance data quality and standardization.

Stay Informed

New Initiatives

  • Uniform Closing Dataset (UCD)

    The Uniform Closing Dataset (UCD) is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

Existing Initiatives

  • Uniform Collateral Data Portal (UCDP)

    The Uniform Collateral Data Portal (UCDP) is a technology application through which lenders electronically submit appraisal reports for conventional mortgages to be delivered to Fannie Mae or Freddie Mac.

  • Uniform Appraisal Dataset (UAD)

    The Uniform Appraisal Dataset (UAD) was jointly established by Fannie Mae and Freddie Mac to provide common requirements for appraisal data.

  • Uniform Loan Delivery Dataset (ULDD)

    The Uniform Loan Delivery Dataset (ULDD) was jointly established by Fannie Mae and Freddie Mac to provide common requirements for loan delivery data.

  • Uniform Loan Application Dataset (ULAD)

    Fannie Mae and Freddie Mac are revising and redesigning the Uniform Residential Loan Application (URLA) and developing a corresponding standardized dataset, the Uniform Loan Application Dataset (ULAD). The revised URLA form will provide lenders and borrowers with greater clarity and an easier, more consumer-friendly loan application.

What's New

  • The GSEs announce: UCD will be required in Q3 2017 new

    Fannie Mae and Freddie Mac announced that the UCD data will be required in Q3 2017. As a reminder, each GSE will have separate system implementation and testing timelines for their own collection solution.

  • Monthly Update to UCD Appendices A/B and H/I

    The GSEs have published a Monthly Update to the UCD Appendices A/B and H/I, providing implementers with timely notice of UCD corrections. Changes will be published on the last Tuesday of each month, then included in the next full release of the UCD documentation.

Frequently Asked Questions