Access the Guide via the link below or AllRegs.com.
Provides information and resources related to condo, co-op, and planned unit development (PUD) project eligibility and requirements, including review types and insurance requirements.
View a variety of resources and training to help lenders build effective strategies to manage risk through a focus on loan quality. Includes a link to the Appraiser Quality Monitoring (AQM) list.
Carlos Perez, Chief Credit Officer for Single Family, provides an executive summary of key selling policy updates in the July 28 Selling Guide announcement.
The update includes allowing certain transactions involving affordable LTV ratio calculations be underwritten by DU; increased LTV, CLTV, and HCLTV ratios for certain Limited Reviews of condo projects; updates for leased solar panels; clarification of the “value” used to determine mortgage insurance coverage for New York properties, including co-ops; and other miscellaneous updates and changes.
Obtaining IRS Transcripts – Fannie Mae Policy provides information about our tax transcript requirements.
Find a range of mortgage products, eligibility options, and solutions to help lenders meet borrowers' needs. Includes information on 97% LTV options, MyCommunityMortgage, and more.