Notes

Related Links

Instruments on this Page

Introduction

Notes for regularly amortizing mortgages include the Fannie Mae/Freddie Mac Uniform Fixed-Rate Notes and the Fannie Mae/Freddie Mac Uniform Adjustable-Rate Notes and other notes that Fannie Mae has developed for:

  • specific ARM plans (including those for Texas Section 50(a)(6) mortgages),
  • biweekly payment mortgages,
  • growing-equity mortgages.

This page provides downloadable copies of standard and negotiated instruments, provided in separate tables, including:

  • Fannie Mae/Freddie Mac Uniform Instruments
  • Fannie Mae Uniform Instruments (marked with an *)

Standard Instruments

Summary ------ English ------ Spanish
Standard Fixed-Rate Notes .doc .pdf .doc .pdf
Multistate Fixed-Rate Note Summary 3200 3200 3200S
Alaska Fixed-Rate Note Summary 3202 3202 3202S
Florida Fixed-Rate Note Summary 3210 3210 3210S
Maine Fixed-Rate Note Summary 3220 3220 3220S
New Hampshire Fixed-Rate Note Summary 3230 3230 3230S
New York Fixed-Rate Note Summary 3233 3233 3233S
Vermont Fixed-Rate Note Summary 3246 3246 3246S
Virginia Fixed-Rate Note Summary 3247 3247 3247S
West Virginia Fixed-Rate Note Summary 3249 3249 3249S
Wisconsin Fixed-Rate Note Summary 3250 3250 3250S
Puerto Rico Fixed-Rate Note Summary 3253 3253
Summary ------ English ------ Spanish
Standard Growing Equity Notes .doc .pdf .doc .pdf
* Multistate Growing Equity Note Summary 3255 3255
Summary ------ English ------ Spanish
Standard Fixed/Adjustable-Rate Notes .doc .pdf .doc .pdf
* Multistate Fixed/Adjustable-Rate Note - 10 Year Treasury Summary 3263 3263
* Multistate Fixed/Adjustable-Rate Note - 1 Year Treasury Index Summary 3522 3522 3522S
* Multistate Fixed/Adjustable-Rate Note - 1 Year Treasury Index - Convertible Summary 3523 3523
* Multistate Fixed/Adjustable-Rate Note - WSJ One-Year LIBOR Summary 3525 3525
* Multistate Fixed/Adjustable-Rate Note - WSJ One-Year LIBOR Summary 3528 3528
Summary ------ English ------ Spanish
Standard Biweekly Notes .doc .pdf .doc .pdf
* Multistate Biweekly Fixed-Rate Note - with Conversion Option Summary 3264 3264 3264S
* Multistate Biweekly Fixed-Rate Note - without Conversion Option Summary 3265 3265 3265S
Summary ------ English ------ Spanish
Standard Adjustable-Rate Notes .doc .pdf .doc .pdf
Multistate Adjustable-Rate Note - ARM 5-1 Summary 3501 3501 3501S
Alaska Adjustable-Rate Note - ARM 5-1 Summary 3501.02 3501.02 3501.02S
Florida Adjustable-Rate Note - ARM 5-1 Summary 3501.10 3501.10 3501.10S
New Hampshire Adjustable-Rate Note - ARM 5-1 Summary 3501.30 3501.30 3501.30S
Vermont Adjustable-Rate Note - ARM 5-1 Summary 3501.46 3501.46 3501.46S
Virginia Adjustable-Rate Note - ARM 5-1 Summary 3501.47 3501.47 3501.47S
West Virginia Adjustable-Rate Note - ARM 5-1 Summary 3501.49 3501.49 3501.49S
Wisconsin Adjustable-Rate Note - ARM 5-1 Summary 3501.50 3501.50 3501.50S
Puerto Rico Adjustable-Rate Note - ARM 5-1 Summary 3501.53 3501.53
Multistate Adjustable-Rate Note - ARM 5-2 Summary 3502 3502
Alaska Adjustable-Rate Note - ARM 5-2 Summary 3502.02 3502.02
Florida Adjustable-Rate Note - ARM 5-2 Summary 3502.10 3502.10
New Hampshire Adjustable-Rate Note - ARM 5-2 Summary 3502.30 3502.30
Vermont Adjustable-Rate Note - ARM 5-2 Summary 3502.46 3502.46
Virginia Adjustable-Rate Note - ARM 5-2 Summary 3502.47 3502.47
West Virginia Adjustable-Rate Note - ARM 5-2 Summary 3502.49 3502.49
Wisconsin Adjustable-Rate Note - ARM 5-2 Summary 3502.50 3502.50
Puerto Rico Adjustable-Rate Note - ARM 5-2 Summary 3502.53 3502.53
* Multistate Adjustable-Rate Note - ARM Plans 721/521 & 652/791 Summary 3503 3503
Multistate Adjustable-Rate Note - 3 Year ARM Summary 3504 3504 3504S
* Multistate Adjustable-Rate Note - ARM Plan 650 Summary 3505 3505
* Multistate Convertible Adjustable-Rate Note - 1 Year Treasury Index Summary 3508 3508
Multistate Adjustable-Rate Note - COF Index Summary 3510 3510
* Multistate Convertible Adjustable-Rate Note - Cost of Funds Index Summary 3511 3511
* Multistate Adjustable-Rate Note - ARM Plans 711/511 Summary 3512 3512
* Multistate Adjustable-Rate Note - LIBOR 6-Month Index as published in The Wall Street Journal Summary 3520 3520
* Multistate Convertible Adjustable-Rate Note - LIBOR 6-Month Index as published in The Wall Street Journal Summary 3521 3521
* Multistate Adjustable-Rate Note - WSJ One-Year LIBOR Summary 3526 3526
* Multistate Adjustable-Rate Note - WSJ One-Year LIBOR Summary 3527 3527
* Multistate Convertible Adjustable-Rate Note - WSJ One-Year LIBOR Summary 3529 3529

Negotiated Instruments

Summary ------ English ------ Spanish
Negotiated Texas Home Equity Notes .doc .pdf .doc .pdf
Texas Home Equity Note Fixed-Rate - First Lien Summary 3244.1 3244.1 3244.1S
* Texas Home Equity Fixed/Adjustable-Rate Note - 10 Year Treasury Index - First Lien Summary 3263.44 3263.44
* Texas Home Equity Fixed/Adjustable-Rate Note - 1 Year Treasury Index - First Lien Summary 3522.44 3522.44 3522.44S
* Texas Home Equity Fixed/Adjustable-Rate Note - 1 Year Treasury Index - First Lien Summary 3523.44 3523.44
* Texas Home Equity Fixed/Adjustable-Rate Note - WSJ One-Year LIBOR Summary 3528.44 3528.44
* Texas Home Equity Convertible Fixed/Adjustable-Rate Note - WSJ One-Year LIBOR Summary 3529.44 3529.44
Summary ------ English ------ Spanish
Negotiated Fixed/Adjustable-Rate Notes .doc .pdf .doc .pdf
* Multistate Convertible Fixed/Adjustable-Rate Note - 10 Year Treasury Summary 3267 3267
Summary ------ English ------ Spanish
Negotiated Navajo Nation Notes .doc .pdf .doc .pdf
Fannie Mae/Navajo Nation - Single-Family - Mortgage Summary 3270 3270
Summary ------ English ------ Spanish
Negotiated Interest-Only Period Notes .doc .pdf .doc .pdf
* Multistate Interest-Only Period Fixed-Rate Note Summary 3271 3271 3271S
* Alaska Interest-Only Period Fixed-Rate Note Summary 3271.02 3271.02 3271.02S
* Florida Interest-Only Period Fixed-Rate Note Summary 3271.10 3271.10 3271.10S
* Maine Interest-Only Period Fixed-Rate Note Summary 3271.20 3271.20 3271.20S
* New Hampshire Interest-Only Period Fixed-Rate Note Summary 3271.30 3271.30 3271.30S
* New York Interest-Only Period Fixed-Rate Note Summary 3271.33 3271.33 3271.33S
* Vermont Interest-Only Period Fixed-Rate Note Summary 3271.46 3271.46 3271.46S
* Virginia Interest-Only Period Fixed-Rate Note Summary 3271.47 3271.47 3271.47S
* West Virginia Interest-Only Period Fixed-Rate Note Summary 3271.49 3271.49 3271.49S
* Wisconsin Interest-Only Period Fixed-Rate Note Summary 3271.50 3271.50 3271.50S
* Multistate Interest-Only Period Adjustable-Rate Note - One-Year LIBOR Index Summary 3530 3530 3530S
* Multistate Interest-Only Period Adjustable-Rate Note - One-Year Treasury Index Summary 3531 3531 3531S
* Multistate Interest-Only Period Adjustable-Rate Note - One-Year LIBOR Index Summary 3532 3532 3532S
* Multistate Interest-Only Period Adjustable-Rate Note - One-Year Treasury Index Summary 3533 3533 3533S
* Multistate Interest-Only Period Adjustable-Rate Note - One-Year Treasury Index -10 Year Interest Only Period Summary 3534 3534
* Multistate Interest-Only Period Adjustable-Rate Note - One-Year LIBOR Index - 10 Year Interest Only Period Summary 3535 3535
* Multistate Interest-Only Period Adjustable-Rate Note - One-Year Treasury Index - 10 Year Interest Only Period Summary 3536 3536
* Multistate Interest-Only Period Adjustable-Rate Note - One-Year LIBOR Index - 10 Year Interest Only Period Summary 3537 3537
Summary ------ English ------ Spanish
Negotiated Adjustable-Rate Notes .doc .pdf .doc .pdf
Multistate Adjustable-Rate Note - 5 Year ARM Summary 3514 3514
* Multistate Adjustable-Rate Note - Fractional 1 Year Treasury Index Summary 3517 3517
* MultistateAdjustable-Rate Note - LIBOR 1 Month Index as published in the Wall Street Journal Summary 3524 3524