Mortgage Insurers

Fannie Mae’s Congressional Charter requires credit enhancement on mortgage loans it acquires with unpaid principal balances in excess of 80 percent of the value of the mortgaged property. Typically, this requirement is met by the provision of private mortgage insurance.

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Revised GSE Rescission Relief Principles

Under the direction of the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac have issued new GSE Rescission Relief Principles to mortgage insurers (MIs). We will work with the MIs during 2018 to revise their master policies. We expect that revised master policies will be implemented in the market by late 2018 or early 2019.

Updated PMIERs Effective Mar. 31, 2019

Under the direction of the Federal Housing Finance Agency (FHFA), Fannie Mae worked jointly with Freddie Mac to update the Private Mortgage Insurer Eligibility Requirements (PMIERs). Refer to the documents below for more information.

Guide Resources

Access the Guides via the links below or AllRegs.com.

Updated PMIERs