Mortgage Insurers

Fannie Mae’s Congressional Charter requires credit enhancement on mortgage loans it acquires with unpaid principal balances in excess of 80 percent of the value of the mortgaged property. Typically, this requirement is met by the provision of private mortgage insurance.

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FHFA Requests Input on Revised PMIERs

The Federal Housing Finance Agency (FHFA) has issued a public “Request for Input” regarding Fannie Mae and Freddie Mac’s revised Private Mortgage Insurer Eligibility Requirements (PMIERs). Refer to FHFA’s announcement and Fannie Mae’s statement of support for more information.

Approval Requirements

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