Mortgage Insurers

Fannie Mae’s Congressional Charter requires credit enhancement on mortgage loans it acquires with unpaid principal balances in excess of 80 percent of the value of the mortgaged property. Typically, this requirement is met by the provision of private mortgage insurance.

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Updated PMIERs Effective Dec. 31, 2015

Under the direction of the Federal Housing Finance Agency (FHFA), Fannie Mae worked jointly with Freddie Mac to create an aligned set of Private Mortgage Insurer Eligibility Requirements (PMIERs) that were issued on April 17, 2015 (and updated June 30, 2015), with an effective date of Dec. 31, 2015. Refer to the documents below for more information.

Updated PMIERs

Approval Requirements (Effective through Dec. 30, 2015)

Guide Resources

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