Making Home Affordable

The Making Home Affordable Program includes Fannie Mae Home Affordable Refinance options and the Home Affordable Modification Program.

Home Affordable Modification

The Home Affordable Modification Program (HAMP) was available to help homeowners at risk of default, by providing the borrower with affordable and sustainable monthly payments.

Although the HAMP program is no longer available for new modifications, servicers should continue working with borrowers previously identified as eligible for HAMP and on any mortgage loans previously modified under HAMP.

HAMP Forms

Form Title
Home Affordable Modification Agreement (Form 3157): PDF Single Family - Fannie Mae Uniform Instrument
Home Affordable Modification Agreement (Form 3157): Word Single Family - Fannie Mae Uniform Instrument
Home Affordable Modification Agreement -- Spanish Version (Form 3157): PDF Fannie Mae/Freddie Mac Uniform Instrument