Delinquency/ Default Prevention & Management

Fannie Mae requirements, procedures, and documents for servicing mortgage loans from the time the mortgage loan becomes delinquent or default is deemed to be reasonably foreseeable (imminent) through the default management process. Provides tools and resources for servicers to use for: early intervention with the borrower, workout options to avoid foreclosure proceedings, and if necessary, managing default-related legal services.

Help & Training

Related Applications

Managing Default-Related Legal Services

Bankruptcy Cramdown

Help Borrowers Avoid Foreclosure

  • Know Your Options Program

    • Know Your Options

      Know Your Options is a consumer education initiative that explains the range of options available to struggling homeowners and provides guidance on how to seek help.

    • Fannie Mae Mortgage Help Network

      Our Mortgage Help Network was created to help homeowners with Fannie Mae-owned loans. All services offered are free and available in both English and Spanish.

    • Fannie Mae Loan Lookup Tool

      This tool helps you quickly determine if Fannie Mae owns your loan. If Fannie Mae does, you may be eligible for programs designed to make your mortgage more affordable.

  • Making Home Affordable Program

    • Making Home Affordable: HARP & HAMP

      Summary information and resources for the Making Home Affordable Program, including the Fannie Mae Home Affordable Refinance Program (HARP) and the Home Affordable Modification Program (HAMP). Resources such as Loan Lookup and DU Refi Plus.