Through Desktop Originator® (DO®), Desktop Underwriter® (DU®), and Home Counselor Online™, you can order and receive three-in-file merged credit reports online from a number of credit information providers. If you do so early in the process, it enables you to auto-populate the liabilities section of the Form 1003. If you have already retrieved a credit report from one of the available providers prior to accessing the Fannie Mae Network, the report can be re-issued.
Remember that you must register with at least two credit information providers so that if the default provider is unavailable, you will have access to a back-up provider. Please contact these companies directly regarding contracts and billing arrangements.
View list of credit information providers by selecting the link below.