Fannie Mae’s lender partners rely on appraisers to provide them with thorough, accurate, and objective appraisal reports that result in reliable opinions of market value so they can make prudent underwriting decisions. The appraisal is used to judge the property’s acceptability for the mortgage loan requested in view of its value and marketability.

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  • Appraiser Update December 2018 new

    The December 2018 edition features tips for appraising rural properties, information about manufactured housing appraisal policy, and more.

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What's New

  • Market Conditions Addendum No Longer Required

    Fannie Mae no longer requires Form 1004MC as part of appraisal reports. Appraisers remain responsible for analyzing market conditions and accurately reporting them in the Neighborhood section of our appraisal forms. Other investors may still require Form 1004MC.

  • UAD and Forms Redesign

    Fannie Mae and Freddie Mac will update the appraisal dataset and forms.

Guide Resources

UAD Overview

  • Uniform Appraisal Dataset (UAD)

    The UAD is a component of the Uniform Mortgage Data Program® (UMDP®), jointly established by Fannie Mae and Freddie Mac under the direction of the Federal Housing Finance Agency to provide common requirements for appraisal and loan delivery data.