Fannie Mae’s lender partners rely on appraisers to provide them with thorough, accurate, and objective appraisal reports that result in reliable opinions of market value so they can make prudent underwriting decisions. The appraisal is used to judge the property’s acceptability for the mortgage loan requested in view of its value and marketability.

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  • March 2017 Edition

    Our first issue covers Day 1 Certainty, including Property Inspection Waivers (PIWs) and certainty on appraised value, Collateral Underwriter (CU) stats, and Selling Guide updates relevant to appraisers.

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What's New

  • Appraisal Policy Clarifications and Updates

    We have clarified that appraisal trainees may perform property inspections; will allow use of dollar-for-dollar adjustments to financing or sales concessions based on local market reaction; and are providing flexibility on comparables in new projects or subdivisions.

  • FAQs on Appraising Properties in Flint, Michigan

    These FAQs provide information on lender and appraiser responsibilities related to environmental hazards, specifically in connection with properties impacted by the water crisis in Flint, Michigan.

Guide Resources

UAD Overview