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Announcement SEL-2015-09
The update includes allowing cash back on pair-offs of a mandatory whole loan commitment to all Fannie Mae-approved lenders as a standardized process; update as it pertains to the required documentation for removing recourse from HomeStyle Renovation mortgages; align the requirements for attached PUD units with the existing requirements for detached PUD units; policy changes pertaining to self-employed income policy; and other miscellaneous updates and changes.
Key Selling Guide Updates August 2015
Carlos Perez, Chief Credit Officer for Single Family, provides an executive summary of key selling policy updates in the August 25 Selling Guide announcement.
Introducing HomeReady Mortgage
Help meet the diverse needs of today’s buyers with HomeReady, Fannie Mae’s enhanced affordable lending product, to be available later this year.
Collateral Underwriter (CU) Version 3.0 Release Notes
CU will be updated the weekend of Sept. 26, 2015, to make appraisal data and CU findings (CU risk score, flags, and messages) available in CU within 10 minutes of the submission of an appraisal to Fannie Mae in UCDP.
Key Selling Guide Updates July 2015
Carlos Perez, Chief Credit Officer for Single Family, provides an executive summary of key selling policy updates in the July 28 Selling Guide announcement.
Announcement SEL-2015-08
The update includes allowing certain transactions involving affordable LTV ratio calculations be underwritten by DU; increased LTV, CLTV, and HCLTV ratios for certain Limited Reviews of condo projects; updates for leased solar panels; clarification of the "value" used to determine mortgage insurance coverage for New York properties, including co-ops; and other miscellaneous updates and changes.
Obtaining IRS Transcripts
Obtaining IRS Transcripts Fannie Mae Policy provides information about our tax transcript requirements.
July 2015 AQM List Posted
The July 2015 Appraiser Quality Monitoring (AQM) list has been posted on the AQM page.
DU for Government Loans September Updates
Provides details on the implementation of updates to DU for government loans scheduled for the weekend of Sept. 12, 2015.
EarlyCheck Is Getting Smarter: Version 4.0 Coming Sept. 12
New and improved, more intuitive edit messaging is coming to EarlyCheck in September to enhance lenders ability to quickly resolve delivery issues prior to delivery.
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