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New Quarterly Compass
Your one-stop-shop to technology releases, important milestones, training availabilities, policy changes, and much more.
Selling Guide Updates
February updates include changes to simplify and clarify definitions of homeownership education and housing counseling.
Selling Guide Announcement SEL-2016-08
Among other updates, this announcement includes HomeReady mortgage enhancements that will effective in Desktop Underwriter Dec. 10, 2016.
Announcement SEL-2016-06
This Selling Guide update includes changes that simplify HomeReady requirements and expand homeownership education and advising options for borrowers.
HomeReady Income Eligibility Lookup Tool Update
We've updated the lookup tool to reflect the simplified HomeReady income eligibility structure and new AMIs.
HomeReady Income Limits 2016
The 2016 HomeReady Income Limits will be available on July 16, 2016.
Announcement SEL-2016-5
This Selling Guide update includes a change that simplifies HomeReady borrower income eligibility to 100% of area median income or no income limit (for properties in low-income areas).
Announcement SVC-2016-05
The Servicing Guide has been updated to eliminate servicing policies unique to community lending mortgage loans.
HomeReady: Adding Flexibility without Adding Incremental Risk
Our research shows that the HomeReady extended-household income adds flexibility without adding incremental risk. To get the facts, read the FM Commentary.
Key Selling Guide Updates December 2015
For a summary of key updates in this Selling Guide Announcement, view the executive perspectives video presented by Jude Landis, Vice President, Credit Policy, and/or executive overview provided by Carlos Perez, Chief Credit Officer for Single Family.
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