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No impact to DU based on credit report changes
Effective July 2017, credit reports will no longer include most tax liens and civil judgments. There will be no impact to the DU risk assessment and recommendations. There will be no change to our current policy that requires judgments and liens to be paid off before or at closing.
DU Version 10.1 Brings Simpler, More Certain Underwriting Guidelines
Over the weekend of July 29, we will implement a Desktop Underwriter release that includes an update to the risk assessment and other enhancements.
DU for Government Loans Release Notes
During the weekend of June 24, DU for government loans will be updated to support FHA-related changes, as well as several other messaging and logic updates.
Enhanced DU Validation Service Messaging with DU/DO Update
Describes updates to DU scheduled for the weekend of March 25, 2017, including changes to the DU validation service income calculations, as well as income and employment message updates.
DU/DO Version 10.0 February Update
Describes changes to the income, employment, and asset messages returned by the DU validation service scheduled for the weekend of Feb. 25, 2017.
2017 Loan Limit Implementation in DU
During the weekend of Dec. 10, 2016, the general and high-balance loan limits will be implemented in DU for loans to be delivered on or after January 1, 2017.
2017 Loan Limits to Increase
Information on the 2017 general and high-cost area loan limits and updated resources are available. The loan limits increase for the first time since 2006.
Important Redesigned URLA Implementation Guidance
The GSEs have released implementation guidance and clarity around the effective date for the redesigned URLA (Fannie Mae Form 1003). See the announcement and republished forms and resources on the URLA page.
Introducing Day 1 Certainty
Day 1 Certainty gives you freedom from reps and warrants and greater speed and simplicity when delivering loans to Fannie Mae.
Update to DU Test Credit Agency
Fannie Mae's Test Credit Agency was updated to be compatible with Desktop Underwriter Version 10.0.
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