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Research and Insights

In our rapidly shifting housing industry, expertise and insight are critical.

Fannie Mae’s market intelligence helps you understand changes in the housing and economic environment today and what it might signal for tomorrow. Our expert economists, analysts, and strategists study every major aspect of housing and the economy and publish their research findings in timely forecasts, analyses, and detailed reports.​

 

About the ESR Group

Our Economic and Strategic Research (ESR) Group of economists, analysts, and strategists study every major aspect of housing and the economy.

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March 28, 2025

Mortgage Rates Expected to Move Lower in 2025 and 2026

Mortgage rates are now expected to end 2025 and 2026 at 6.3 percent and 6.2 percent, respectively, downward revisions of three-tenths for each, according to the March 2025 commentary from the Fannie Mae Economic and Strategic Research (ESR) Group.

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March 7, 2025

Consumer Housing Sentiment Down Year over Year for First Time Since 2023

The Fannie Mae (FNMA/OTCQB) Home Purchase Sentiment Index® (HPSI) decreased 1.8 points in February to 71.6, driven largely by consumers’ increased pessimism that mortgage rates will go down in the next year.

January 14, 2025

Home Price Growth Reaccelerates in Fourth Quarter

Single-family home prices increased 5.8 percent from Q4 2023 to Q4 2024, an acceleration from the previous quarter’s downwardly revised annual growth rate of 5.4 percent, according to the latest reading of the Fannie Mae Home Price Index (FNM-HPI).

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More perspectives

June 6, 2024

Devang Doshi
Devang Doshi

Senior Vice President, Capital Markets - Single-Family Products

Nick Sapirie
Nick Sapirie

Fannie Mae Vice President, Capital Markets – Single-Family Products

Bryant Bednarek
Bryant Bednarek

Advisor, Capital Markets - Single-Family Products

The emergence of a pay-up for labeled social MBS securities has the potential to improve access to credit for the universe of Mission Index-eligible borrowers in the same way that the low balance spec pay-up supports lending to lower balance borrowers.

May 20, 2024

Cyndi Danko
Cyndi Danko

Senior Vice President and Single-Family Chief Credit Officer, Fannie Mae

Terri Merlino
Terri Merlino

Single-Family Senior Vice President and Chief Credit Officer, Freddie Mac

As disasters continue to increase in frequency and severity, and certain markets face availability concerns, it is important to ensure lenders and servicers have a clear understanding of the GSE requirements related to property insurance.

April 18, 2024

Gregory Phillips
Gregory Phillips

Manager, Digital Management Solutions

Hilary Hanel
Hilary Hanel

Manager, Digital Management Solutions

Fannie Mae's Economic and Strategic Research Group surveyed nearly 200 senior mortgage executives to better understand how they feel about the TSP marketplace, as well as their experiences with the various services offered.

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Fannie Mae Developer Portal
Use the Public APIs on the Developer Portal to instantly access our Economic & Strategic Research (ESR) data, and other trusted U.S. housing, finance, and economic data – all in one place. Whatever your business, you can use the Developer Portal to explore key housing topics, understand trends, identify opportunities, and make data-driven decisions.