Supporting Rural Housing

Rural areas are essential to the fabric of America, connecting our urban cores and providing the resources underpinning our economy and well-being. Yet affordable housing in rural America is an ongoing challenge due to the varied and unique needs of numerous underserved regions and communities.

Together with local and regional stakeholders we’re tackling the obstacles to rural home ownership and rental, ensuring that housing opportunities, products, and secondary market support are working in tandem.

What We're Doing

As part of our Duty to Serve plans and in support of our affordable housing mission, we’re in rural markets every day, engaging on a local level to understand and address rural housing issues as diverse as America itself.

Single-Family Housing

Native communities


Serving the housing needs of rural and Native American families with enhanced mortgage products, agreements to enable conventional financing on tribal lands, and educational materials

Conventional loan purchases


Increasing loan purchases in high-needs rural regions, including purchases from small financial institutions

Stakeholder engagement


Collaborating with lenders, non-profit, and government entities that support affordable housing in rural areas

Multifamily Housing

Multifamily loan purchases


Increasing purchases of multifamily loans for

  • Middle-Appalachia, Lower Mississippi Delta, and colonias on the US-Mexico border
  • Rural tracts in persistent poverty counties
  • Native Americans
  • Agricultural workers

Tax credits


Helping provide capital for affordable multifamily housing with Low Income Housing Tax Credit (LIHTC) equity investments

Purchased
60K+
single-family loans in 2018