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Stress Test Results

August 11, 2022

WASHINGTON, DC – As required under the Dodd-Frank legislation, Fannie Mae (FNMA/OTCQB) conducted a stress test in 2022 reflecting two hypothetical economic scenarios. The results of the severely adverse scenario were published today by the Federal Housing Finance Agency (FHFA) and Fannie Mae.

Fannie Mae's projected performance in the hypothetical severely adverse scenario has improved significantly since the implementation of the regulatory stress testing requirement nine years ago. Fannie Mae’s strong underwriting and prudent risk reduction practices have resulted in declines in risk exposures and hypothetical stress losses while allowing the company to maintain its mission to provide liquidity in all U.S. markets and in all economic cycles.

The hypothetical severely adverse scenario was created by the FHFA and can be found on FHFA’s website, along with FHFA’s press release on the results. Fannie Mae’s results can be found on 2022 results.

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