Watch to get started with Desktop Underwriter® (DU®) validation service.
Activate Day 1 Certainty.
Just a few of the many reasons why Day 1 Certainty is a game changer:
End the paper chase
Our automated DU validation service electronically validates income, assets, and employment so you can close loans faster and deliver an optimized borrower experience – free from cumbersome paper-based processes.
Close loans faster
Day 1 Certainty automates loan origination processes, minimizing paperwork, and saving time, labor, and money so you can close loans faster.
No need for appraisals on eligible refinances and purchases
Fannie Mae's Property Inspection Waiver means some refinance and purchase transactions may not require an appraisal – expediting origination and saving borrowers' money.
Be certain of appraised value
Automated risk assessment means you get certainty on appraised value with a Collateral Underwriter® score of 2.5 or lower – approximately 60% of all appraisals submitted to Fannie Mae.
Start transforming your business today. Activate Day 1 Certainty.
We are driven by Day 1 Certainty. We have the opportunity to change the customer experience.– Eric Weiss, Guild Mortgage District Manager
While some people in the industry are overthinking the change, we’ve made Day 1 Certainty® just part of the process. And when it’s part of the process, you don’t have to explain it in any great detail – it is what it is. We don’t oversell it, we don’t over hype it – it’s just part of our daily activities.– Todd Pierson, President of The Mortgage Firm
Finally, we’re at a place where we can start the mortgage process and provide clarity without our buyer having to give the same information over and over again!’ It was definitely a win.– Tawn Kelley, President of Taylor Morrison Home Funding