HomeReady Quick Start Guide

Everything you – and your borrowers – need to jump in and get HomeReady®

The Basics

Start at the beginning with the HomeReady Fact Sheet and our Why Choose HomeReady Mortgage overview, which includes a comparison with government-insured loans.

The Borrower

Use our Checklist to assess whether your borrower is a good candidate for HomeReady mortgage before getting started.

The Details

Once you’re ready to dive deep, read through our FAQs to get the lowdown on features, requirements, and benefits of HomeReady. Then check out our Product Matrix to help you understand eligibility, underwriting, and pricing guidelines for various property types.

Talking Points

Have your clients stopped the home-buying discussion? Give them something to talk about with these Conversation Starters.


Knowledge is power! Learn How to Fulfill the Homeownership Education Requirement through Framework to help prepare your borrowers to successfully purchase and own a home. Plus, share Fannie Mae resources like 8 Steps to Buying a Home with clients who may need help getting started with the home-buying process.


Visit our Marketing Center for customizable HomeReady marketing materials, check out the Area Median Income Lookup Tool to see HomeReady income limits by property address, or take one of our eLearning courses, How to Originate and Deliver HomeReady Mortgages or HomeReady Overview for Loan Officers.