Early Funding

With Fannie Mae's suite of Early Funding products, you get competitive terms, greater execution flexibility, and a seamless customer experience.

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Every lender's funding and loan delivery process can be unique. At Fannie Mae, our Early Funding team will help analyze your funding and loan delivery process to design the right mix of Early Funding products to meet your needs.

Our Early Funding products offer competitive terms and greater execution flexibility. We combine purchase, pooling, settlement, and clearance into a seamless customer experience. Combine that with our straight forward loan delivery technology and you get faster execution and a better customer experience - saving time, decreasing errors, and cutting costs.


  As Soon as Pooled® Plus As Soon as Pooled Sale
Overview Loan level Early Funding is available for both whole loan and MBS pool deliveries. Receive funding for loans upon certification - up to 60 days before deciding on final execution. Fund MBS pools up to 45 days before the forward trade settlement date.
Competitive Competitive pricing and terms while providing lenders with the flexibility to choose either MBS or whole loan execution. Receive up to 100% of your forward trade proceeds.
Fast Receive proceeds as soon as the same day your loans are certified by a Fannie Mae-approved document custodian. Receive proceeds as soon as the day after your pools close and are traded.
Efficient The process has never been easier. Approved lenders can request Early Funding by leveraging their existing delivery file. Forward trades can be completed with our Capital Markets Pricing & Sales Desk or with any approved Fannie Mae counterparty. We will handle TBA notifications, allocations, and settlement activities for all of your Early Funding trades.

We can help you improve your funding process.

Contact the Early Funding Desk at 1-866-944-3863 or your Fannie Mae Account Team for more information.