Advancing Manufactured Housing

With housing supply and affordability challenges affecting every market across the nation, we believe manufactured housing is a critical part of the solution. So we're partnering with the industry to tell the story of today's factory-built homes and the quality, amenities, and value they offer.

Together we're helping more families of modest means access sustainable home rental and ownership opportunities through this affordable housing option.

What We're Doing

Since 2017, we have provided nearly $10 billion in financing for manufactured homes and communities, and our commitment is growing.

As part of our Duty to Serve plans and in support of our affordable housing mission, we're advancing solutions to help the industry, homebuyers, and renters access the benefits of manufactured housing.

Single-Family Housing

MH Advantage® mortgage

Offering the benefits of conventional mortgage financing for manufactured homes that are similar to site-built homes

Conventional loan purchases

Increasing our secondary market purchases of conventional single-family mortgage loans secured by manufactured housing

Conventional loan purchases

Testing the nature and performance of the personal property loans that are essential to most manufactured home buyers

Multifamily Housing

Multifamily loan purchases

Purchasing loans secured by Government, non-profit, and resident-owned Manufactured Housing Communities

Protections for lessees

Evaluating opportunities for multifamily financing of Manufactured Housing Communities with protections in place for homeowners who lease their lots

Resident-Owned Community models

Offering manufactured housing communities more control over monthly lot costs, security against evictions, and an enhanced sense of neighborhood pride