Fannie Mae | HomeReady

HomeReady Quick Start Guide

Get the resources you need to put more borrowers into homes with a low down payment HomeReady mortgage.

———The Basics

Why Choose HomeReady Mortgage?

Learn how you can help creditworthy,
low-income borrowers get into homes for
as little as 3% down.

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HomeReady Fact Sheet

Meet the diverse needs of today’s buyers and grow
your business with the HomeReady mortgage, our
premier affordable lending product.

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———The Details

Product Matrix

Learn about eligibility, underwriting, and pricing
guidelines for various property types.

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FAQs

Get the facts on features, requirements, and
benefits of HomeReady.

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———The Borrower

Borrower Checklist

As you’re getting started, use this list to assess
whether your borrower may be a good candidate for a
HomeReady mortgage.

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Conversation Starters

Ready to spark a discussion? Use these simple talking
points to educate borrowers on the benefits
of HomeReady.

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Income Eligibility Tool

Use the interactive map to quickly find HomeReady income limits by area. Simply search by address or view the areas you serve.

Find eligibiity

———Education

Help your borrowers along the homeownership journey with these resources.

8 Steps to Buying a Home

Get a simple guide for clients who may be considering buying a home or just getting started in the process.

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How to Fulfill the Homeownership Education Requirement

Help prepare borrowers to successfully purchase and own a home with our online Framework® course.

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———Resources

Marketing Center

Use this resource to customize HomeReady marketing
and informational materials for outreach to borrowers
and housing partners.

Learn more