Perspectives - 2016 Archive

Recent homebuyers are flocking to mobile mortgage resources and may encourage new mortgage market entrants

December 5, 2016

Steve Deggendorf Image

by Steve Deggendorf
Director, Market Insights Research
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Starting to Understand the Potential Role of Home Equity in Enhancing Retirement Security

November 1, 2016

Barbara Butrica & Patrick Simmons Image

by Barbara Butrica & Patrick Simmons
Senior Fellow & Economist, The Urban Institute; Director, Economic & Strategic Research Group
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Opportunities to Improve the Value of Appraisals

October 28, 2016

Mark Palim & Eric Rosenblatt Image

by Mark Palim & Eric Rosenblatt
VP, Applied Economic & Housing Research; VP, Credit Risk Analytics and Modeling
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Understanding Rural Mortgage Lending

October 27, 2016

Nuno Mota Image

by Nuno Mota
Economist, Economic & Strategic Research Group
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Many Starter Homes Have Shifted from Owner-Occupancy to Rentals

October 18, 2016

Patrick Simmons Image

by Patrick Simmons
Director, Strategic Planning, Economic & Strategic Research
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Fannie Mae Continues to Make It Easier for Lenders to Grow their Business

October 4, 2016

Joe Grimes Image

by Joe Grimes
VP, Customer Account Risk Management
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Education and the Intergenerational Transmission of Homeownership

September 14, 2016

Gary Painter & Patrick Simmons Image

by Gary Painter & Patrick Simmons
University of Southern California; Economic & Strategic Research Group
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Millennials Have Begun to Play Homeownership Catch-Up

August 10, 2016

Patrick Simmons Image

by Patrick Simmons
Director, Strategic Planning, Economic & Strategic Research
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Student Debt: Whose Homeownership Rate Does It Hurt Most?

July 28, 2016

Qiang Cai & Sarah Shahdad  Image

by Qiang Cai & Sarah Shahdad
Economist; Analyst, Economic & Strategic Research Group
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Lenders Look to Technology for Efficiency and to Improve the Consumer Experience, But Do Not Fully Embrace Uber-Like Industry Disruptions

July 26, 2016

Katrina Jones Image

by Katrina Jones
VP, Single-Family Business Solutions
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Don't Be Distracted by the Recent Swings in Household Formation Estimates

June 16, 2016

Patrick Simmons Image

by Patrick Simmons
Director, Strategic Planning, Economic & Strategic Research
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TRID: Larger Lenders Have the Advantages for Now

May 11, 2016

Sheila Teimourian Image

by Sheila Teimourian
VP & Deputy General Counsel
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The "Bank of Mom and Dad" and Young-Adult Transitions into Homeownership

April 26, 2016

Patrick Simmons and Dowell Myers Image

by Patrick Simmons and Dowell Myers
Economic & Strategic Research Group; University of Southern California
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Housing Myths, Debunked: Millennials, Not Baby Boomers, Are the Driving Force Behind the Recent Surge in Apartment Demand

March 10, 2016

Patrick Simmons Image

by Patrick Simmons
Director, Strategic Planning, Economic & Strategic Research
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Trended Credit Data Improves DU Risk Assessment and Supports Access to Mortgage Credit

March 8, 2016

Eric Rosenblatt Image

by Eric Rosenblatt
VP, Credit Risk Analytics and Modeling
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Fannie Mae Survey Shows Profit Margin Compression a Top Issue for Mortgage Executives

March 3, 2016

Steve Solomon Image

by Steve Solomon
Director of Strategic Customer Management
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It's Not About Getting People Into Homes. It's About Keeping Them There.

March 2, 2016

Jeffery Hayward Image

by Jeffery Hayward
Executive Vice President, Multifamily
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Lenders Are Trying to Grow Their Businesses, but Worry about Compliance and Competition

February 24, 2016

Doug Duncan Image

by Doug Duncan
Senior Vice President and Chief Economist
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A Multifamily Borrower Improves the Lives of Low-Income Seniors at Hotel Oakland – And We're Helping To Support It

February 23, 2016

Bob Simpson Image

by Bob Simpson
Multifamily VP for Affordable, Green, and Small Loans
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American Housing Survey Data Show Changes in Multifamily Supply Are Unfavorable to Lower-Income Renters

February 11, 2016

Nuno Mota Image

by Nuno Mota
Economist - Economic & Strategic Research
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Serving Today's Mortgage Market: Adding Flexibility While Limiting Risk

February 2, 2016

Jonathan Lawless Image

by Jonathan Lawless
Vice President, Underwriting, Pricing, and Capital Markets
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The views expressed in these articles reflect the personal views of the authors, and do not necessarily reflect the views or policies of any other person, including Fannie Mae or its Conservator. Any figures or estimates included in an article are solely the responsibility of the author.