Fannie Mae conducts and shares various types of research using our primary consumer data collected through the National Housing Survey and other methods to help support the housing market and lay the foundation for a better housing finance system.
Delinquent Mortgage Borrowers Grow More Favorable Toward Homeownership
In this study, data from Fannie Mae's National Housing Survey show that delinquent mortgage borrowers' attitudes toward the housing market have become more favorable in 2013 compared to 2012, with the majority believing in the benefits of homeownership.
Hispanics Are More Likely to Expect to Buy a Home in Three Years, Despite Mortgage Concerns
The research in this study investigates attitudes toward homeownership and getting a mortgage, as well as expectations for future homeownership, among the country’s fastest growing population.
Renters Are Satisfied, but Continuing to Reach for Homeownership
This study provides insights into whether current renters, particularly those in the younger generation, aspire to become homeowners and when they expect to achieve the goal of homeownership.
What Motivates Underwater Borrowers to Refinance?
Hundreds of thousands of potentially eligible underwater borrowers have yet to take advantage of the Home Affordable Refinance Program (HARP). This study analyzes the results from a survey of HARP-eligible homeowners (who have loans held by Fannie Mae, as of July 2012) to help understand underwater borrower motivations and potential barriers to refinancing.
Mortgage Borrowers May Be Leaving Money on the Table by Using Less Effective Mortgage Shopping Strategies
Many Americans do not adequately investigate or fail to understand fully the choices available to them when looking for a mortgage. This behavior may increase both cost to the borrower and the potential for problems to arise during the life of the loan. Data from this study suggest that consumers could save money and find a more financially sustainable mortgage product if they shopped more effectively.