FM Commentary

FM Commentary
April 26, 2016

The "Bank of Mom and Dad" and Young-Adult Transitions into Homeownership

by Patrick Simmons and Dowell Myers
Economic & Strategic Research Group; University of Southern California

Patrick Simmons and Dowell Myers

Homeownership among young adults has fallen sharply since the onset of the housing bust. The homeownership rate of households headed by 25- to 34-year-olds was 36.9 percent in 2014, nearly 10 percentage points lower than in 2006 – the high-water mark for the nation’s homeownership rate

One obstacle to a rebound in young-adult homeownership is the substantial up-front cost of purchasing a home. According to Fannie Mae’s National Housing Survey ...Read more »

March 10, 2016

Housing Myths, Debunked: Millennials, Not Baby Boomers, Are the Driving Force Behind the Recent Surge in Apartment Demand

by Patrick Simmons
Director, Strategic Planning, Economic & Strategic Research

Patrick Simmons

Popular notion holds that Baby Boomers downsizing their homes are a major force behind the recent apartment boom. One recent article noted that the "magnitude of Boomers' rental demand [has stunned] some industry observers," while another asserted that "boomers are renting apartments and buying condos at more than twice the rate of their millennial children."

The problem with these accounts is that they aren't supported by the data ...Read more »

March 8, 2016

Trended Credit Data Improves DU Risk Assessment and Supports Access to Mortgage Credit

Eric Rosenblatt

by Eric Rosenblatt
VP, Credit Risk Analytics and Modeling
Read the article »

March 3, 2016

Fannie Mae Survey Shows Profit Margin Compression a Top Issue for Mortgage Executives

Steve Solomon

by Steve Solomon
Director of Strategic Customer Management
Read the article »

March 2, 2016

It's Not About Getting People Into Homes. It's About Keeping Them There.

Jeffery Hayward

by Jeffery Hayward
Executive Vice President, Multifamily
Read the article »

December 16, 2015

Could the Long Decline in Young-Adult Homeownership Be Nearing an End?

by Patrick Simmons
Director, Strategic Planning, Economic & Strategic Research
December 10, 2015

Survey Reveals Significant Gaps in Consumer Knowledge of the Requirements to Qualify for a Mortgage

by Mark Palim
Vice President, Applied Economic and Housing Research
December 3, 2015

Serving Creditworthy Borrowers in Today's Market

by Jude Landis
Vice President, Single-Family Credit Policy and Risk Management
November 20, 2015

Introducing Fannie Mae Connect – New Reporting Solution Drives Efficiency

by Jonathan Lawless and Prabhakar Bhogaraju
VP - Underwriting & Pricing Analytics; VP - Enterprise Data Management
November 6, 2014

Fannie Mae Reports Third Quarter 2014 Financial Results

by Tim Mayopoulos
President and CEO, Fannie Mae
October 15, 2014

Survey Shows Lenders Believe New Regulations Have Had "Significant" Impact on Their Business

by Li-Ning Huang
Senior Manager, Business Strategy, Economic & Strategic Research
October 14, 2014

The Return of Private Capital

by Gerry Flood
Director, Strategic Planning, Economic & Strategic Research
September 30, 2014

Young-Adult Housing Demand Continues to Slide, But Young Homeowners Experience Vastly Improved Affordability

by Patrick Simmons
Director, Strategic Planning, Economic & Strategic Research