FM Commentary

FM Commentary
August 27, 2014

Top Questions Lenders Are Asking About Servicing Rights and Execution Options

by Stephen Pawlowski
Senior Vice President for Business Solution Initiatives, Single-Family Mortgage Business

Stephen Pawlowski Image

As mortgage lenders continue to expand and adapt their business in today's market environment, many lenders have posed a variety of questions about mortgage servicing rights, the creation of servicing rights, the ownership of servicing cash flows, the requirements for servicing transfers, and options to sell servicing.

Servicing of mortgage loans can be an important, valuable component of a lender's business and we thought it would be helpful to address some of these topics ...Read more »

August 25, 2014

Homeownership Rate Gap Between Immigrants and the Native-Born Population Narrowed During the Last Decade

by Azanaw Mengistu
Business Analyst, Economic and Strategic Research

Azanaw Mengistu Image

Housing analysts have extensively studied homeownership attainment of immigrants and the native-born population. One major factor determining the homeownership rate gap between the two groups is immigrants’ length of residency in the United States. Immigrants who have arrived recently in the U.S. typically have low homeownership rates.

That rate advances to higher levels as immigrants become more economically established and gain experience in U.S. housing markets, thereby narrowing the homeownership rate gap. However, one issue that has not been explored fully ...Read more »

August 14, 2014

New Lender Survey Suggests QM Will Impact Credit Standards and Operational Costs

Li-Ning Huang Image

by Li-Ning Huang
Senior Manager, Business Strategy, Economic & Strategic Research
Read the article »

August 7, 2014

Fannie Mae Reports Second Quarter 2014 Financial Results

Tim Mayopoulos Image

by Tim Mayopoulos
President & CEO, Fannie Mae
Read the article »

December 23, 2013

Research Papers Analyze Key Aspects of Multifamily Mortgage Market

by Jeffery Hayward
Senior Vice President, Multifamily Mortgage Business
December 9, 2013

An Uneven Recovery in Household Wealth

by Doug Duncan
Senior Vice President and Chief Economist
December 5, 2013

Deconsolidation in the Primary Mortgage Market: A Temporary or Structural Trend?

by Gerry Flood
Director, Strategic Planning, Economic & Strategic Research
November 26, 2013

ELMORE Assists Struggling Florida Homeowners with their Reverse Mortgages

by Joy Cianci
Senior Vice President of Making Home Affordable® and Foreclosure Prevention
November 27, 2012

Mortgage Borrowers May Be Leaving Money on the Table by Using Less Effective Mortgage Shopping Strategies

by Steve Deggendorf
Director, Economic & Strategic Research
November 15, 2012

Rental Resurgence Marked by Single-Family Expansion and Diverging Affordability Trends for Owners and Renters

by Patrick Simmons
Director, Strategic Planning for Economic & Strategic Research Group
November 9, 2012

Fannie Mae Supports Our Military

by Bill Cleary
Vice President for Credit Portfolio Strategies
November 7, 2012

Helping the Homeless in Communities Across the Country

by Rosie Allen Herring
Community Investments & Engagement