FM Commentary

FM Commentary
April 7, 2014

Second Homes: Recovery Post Financial Crisis

by David Kopita
Business Analyst, Economic and Strategic Research

Historically, most mortgage origination volume comes from traditional purchase and refinance mortgages on primary residences. A smaller, yet significant portion of the market consists of purchase originations for second homes – homes that are neither the borrower’s primary residence nor an investment property.

During the housing downturn, the second home mortgage market experienced a severe decline. However, in each year since 2009, the share of the mortgage market consisting of second home purchases has grown. ...Read more »

March 24, 2014

Public Housing Presents New Opportunities for Private Capital

by Tanya Zahalak
Economist, Multifamily Economics and Market Research

Public housing is perhaps the most well-known type of affordable multifamily housing. It is rental housing that has traditionally been both publicly funded and publicly owned.

Public housing provides the third-highest number of subsidized multifamily units, with the Low Income Housing Tax Credit (LIHTC) and the Project-Based Section 8 programs being first and second, respectively. ...Read more »

March 17, 2014

Enhancing Affordability Through Adjustable Rate Mortgages: Not What It Used to Be

by Orawin T. Velz
Director, Economic and Strategic Research
Read the article »

February 21, 2014

Fannie Mae Reports Fourth Quarter and Full Year 2013 Financial Results

by Tim Mayopoulos
President and CEO, Fannie Mae
Read the article »

February 6, 2014

Why Haven't Nearly Half of Mortgage Borrowers Refinanced?

by Li-Ning Huang
Senior Manager, Business Strategy, Economic & Strategic Research
Read the article »

December 23, 2013

Research Papers Analyze Key Aspects of Multifamily Mortgage Market

by Jeffery Hayward
Senior Vice President, Multifamily Mortgage Business
December 9, 2013

An Uneven Recovery in Household Wealth

by Doug Duncan
Senior Vice President and Chief Economist
December 5, 2013

Deconsolidation in the Primary Mortgage Market: A Temporary or Structural Trend?

by Gerry Flood
Director, Strategic Planning, Economic & Strategic Research
November 26, 2013

ELMORE Assists Struggling Florida Homeowners with their Reverse Mortgages

by Joy Cianci
Senior Vice President of Making Home Affordable® and Foreclosure Prevention
November 27, 2012

Mortgage Borrowers May Be Leaving Money on the Table by Using Less Effective Mortgage Shopping Strategies

by Steve Deggendorf
Director, Economic & Strategic Research
November 15, 2012

Rental Resurgence Marked by Single-Family Expansion and Diverging Affordability Trends for Owners and Renters

by Patrick Simmons
Director, Strategic Planning for Economic & Strategic Research Group
November 9, 2012

Fannie Mae Supports Our Military

by Bill Cleary
Vice President for Credit Portfolio Strategies
November 7, 2012

Helping the Homeless in Communities Across the Country

by Rosie Allen Herring
Community Investments & Engagement