In support of our mission, Fannie Mae offers several mortgage products and options that help our lender partners serve low- to moderate-income borrowers with affordable, sustainable homeownership solutions, including:

• Reduced requirements for down payment and closing costs
• A variety of mortgage terms and payment options
• Low mortgage insurance coverage requirements
• Choices for borrowers with less-than-perfect credit
• Flexibility to provide loans to home buyers with no traditional credit history
• Options that may provide extra flexibility for teachers, police officers, firefighters, health care workers, and retired and active members of the military, and for borrowers with a disability or a family member with a disability