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Fannie Mae doesn't lend money directly to borrowers, but we do want to make sure you have the resources you need when searching for a mortgage. Find a Lender By using our Find a Lender Search, you can locate one of our lender partners to help you through the mortgage process. Fannie Mae has developed innovative mortgage products, available to you through our nationwide network of lender partners. If you are already a homeowner, ask our lender partners about options to refinance your current mortgage, renovate your home, or learn more about tapping the equity in your home with a reverse mortgage for seniors. Find a Counselor Because you may want to get additional advice, we make it easy to help you Find a Counselor, or a state housing finance agency. Counselors may help you with preparing for homeownership, Or, if you are already a homeowner and having troubles paying your current mortgage, counselors can help you review your options. You may also wish to call the Homeownership Preservation Foundation at 1-888-995-HOPE to talk with an experienced counselor or visit the Foundation website at www.995hope.org. Consumer Inquiries If you have questions about Fannie Mae's underwriting and servicing policies or mortgage products, call the Fannie Mae Resource Center at 1-800-7FANNIE (1-800-732-6643) or email us at resource_center@fanniemae.com Responsible Lending Fannie Mae is committed to promoting responsible lending. Along with our partners, we are working in local communities throughout the nation to help develop solutions to predatory lending. Predatory lending involves abusive lending practices that can result, for example, in loans carrying inordinately high interest rates, excessive points or fees, single-premium credit life insurance, or prepayment penalties on loans that provide no economic benefit to the borrower. Mortgage Fraud Prevention Fannie Mae is also committed to preventing mortgage fraud whether perpetrated by a borrower, lender or any other person or institution. Some examples of mortgage fraud are inflated appraisals, false documentation such as employment stubs or Social Security numbers, or the misappropriation of mortgage funds. If you have information concerning possible mortgage fraud, please call Fannie Mae at 1-800-732-6643 or e-mail us at fraud_tips@fanniemae.com. Because e-mail is not a secure communication method, please do not send Social Security numbers or financial account information. In addition, other groups offer information that can help you identify and avoid predatory lending and mortgage fraud:
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Originally Published: March 21, 2008
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